Thursday, 18 October 2012


CARTES 2012 Exhibition & Conferences

From Tuesday 6 to Thursday 8 November 2012

Paris Nord Villepinte

The CARTES event represents, since 27 years, the worldwide leading event in smart technologies for security, payment, identification and mobility.

The 2012 edition will take place from Tuesday 6 to Thursday 8 November 2012 in Paris Nord Villepinte exhibition centre. The two key themes for 2012 are: Mobile Payment and Security in the Cloud. The event will also focus on India, as a country guest of honor, with huge development potential for smart security industries.

CARTES Exhibition & Conferences gather each year nearly 450 exhibitors, and 140 conferences are organized with international experts to take stock of the constantly developing technology and anticipate market trends in a dynamic environment.

The SESAMES Awards reward 11 technological innovations in terms of smart cards, digital security, identification, secure transactions and contactless. The competitions are open to all innovative projects in the relevant sectors and even to CARTES non-exhibitors. The SESAMES Awards are announced during the SESAMES Awards Ceremony on the eve of the opening of the exhibition. The SESAMES Awards finalists and winners’ products are presented at CARTES in the SESAMES Area, hall 4.

To facilitate exchanges between professionals and simplify the visit of the exhibition floor, exhibitors are gathered by sector (identification, mobile payment, machines, tests & consulting…).

The Eurosmart pavilion will present live demos on solutions for Security in the Cloud and a demo zone on Smart Urban Mobility will present Autolib’ (Polyconseil) and ATOP Telematics (NXP) solutions.

SPECIAL EVENTS not to be missed:

  • Monday 5 November at 8 pm: SESAMES Awards Ceremony, at the Westin Vendôme Hotel, Paris
  • Tuesday 6 November at 10 am : Opening conference, World Card Summit (Amphitheatre Jean Thèves)
  • Wednesday 7 November at 5:30 pm: Networking Cocktail India country guest of honor, Restaurant - Hall 4

We invite you to consult the Website ( for further information

To view jobs in the card and payment industry, go to

Tuesday, 16 October 2012

Global card fraud on the rise


In a survey commissioned by ACI across 17 countries, one in four cardholders has been hit by card fraud in the past 5 years, prompting many to ditch their provider.


According to the Aite Group poll of 5223 people - around 300 for each country - Mexicans are the most likely to fall victim to fraudsters, with 44% hit in the last five years.

Chip and PIN-less America comes second, on 42%, followed by India on 37%. The UK ranks sixth on 34%, well above its European neighbours, Germany (13%) and the Netherlands and Sweden (both 12%).

The markets involved in the survey include:

The Americas (North and South America): Brazil, Canada, Mexico, and the United States

EMEA (Europe, the Middle East, and Africa): France, Germany, Italy, the Netherlands, South Africa, Sweden, the United Arab Emirates, and the United Kingdom

The Asia-Pacific: Australia, China, India, Indonesia, and Singapore

The survey also shows the cost to banks when their customers fall victims, with attrition rates after experiencing fraud averaging 21%. Of those that get a replacement card, 46% use it less than the original and half of fraud victims also start using more cash.

Identity theft replaces credit card fraud as the greatest concern from fraud exposure in this year's survey with 49% of respondents saying that they are very concerned about possible harm to their financial standing and rating.

Yet many consumers continue to exhibit risky behaviours, including keeping written records of PINs, throwing un-shredded documents containing sensitive information into bins and using public computers or PCs without security software to do Internet banking and to shop online.

Consumers are keen to hear from their banks if they are at risk, with 82% 'very interested' in being notified before action is taken if unusual activity on their account or card has been spotted.

Respondents want immediate and direct methods of contact from their banks, preferring to be alerted by mobile phone followed by an e-mail or text message. This marks a change from 2011 where contact via home phone was a secondary preferred method.

Shirley Inscoe, senior fraud analyst, Aite, says: "Financial institutions, issuers and retailers need to enlist customers in the fight against fraud, educate them on prevention best practices, and reassure them of policies should fraud occur. Maintaining customer satisfaction, loyalty and preserving wallet share can be achieved by communicating with and enlisting the customer in the fight against fraud. "
To view the latest jobs in the card and payment industry, go to


Monday, 15 October 2012


 Retail Business Technology Expo (RBTE), Europe’s biggest and fastest growing retail show, is launching a number of major new initiatives to ensure it provides its visitors with a comprehensive show that covers all the key areas and challenges that retailers are currently facing. 

RBTE 2013 will see the launch of The eCommerce Pavilions in association with IMRG, The Mobile Customer Experience Zone and The MetaPack Home Delivery Experience Zone, where visitors will be able to find out all there is to know about these core business areas.

Nick Field, Event Director, RBTE, said, “RBTE is a unique event as it provides the ideal platform for suppliers to showcase the latest technology, business services, tools and solutions.  The real strength of the event is that it puts multichannel  where it belongs - at the heart of retail operations and in context of all its interdependent functions such as marketing, eCommerce, mCommerce, payments, in-store, stock control, business information and customer marketing and relations.  We’ve conducted extensive research, and know these business areas are the top of the retailer’s priority lists.  But the key factor that pulls all of these issues together is how to improve the customer experience.  The message has come through loud and clear there is a massive demand for more information and education on how this can be achieved, and in particular around eCommerce, Mobile and Home Delivery.”

Recognising the importance of these areas to all retailers, special focused zones are being created to host suppliers offering specialist solutions to help retailers in these areas, in association with key partners.  Following the successful launch of the Pecha Kucha challenge at RBTE 2012, there will also be a dedicated Pecha Kucha Theatre where participants in the eCommerce, Mobile and Home Delivery Zones will be given a presentation slot.

Shiran Liyanage, Head of Marketing – UK, MetaPack, partner for the Home Delivery zone said, “MetaPack is delighted to be hosting this special zone within RBTE as delivery represents the key to retailer growth right now. Whether through multichannel activity, cross-border trade, range expansion, marketplaces, social networking or just simply adding the latest and best delivery promises, this zone helps retailers overcome the challenges in delivering these initiatives.”

Andrew McClelland, Chief Operations & Policy Officer, said, “Retail has become inextricably linked to technology, and this relationship will become further entwined as society continues its digital evolution. It is important that retailers are fully aware of the new developments in technology that will affect the way that consumers engage with them, as well as the solutions that enable the back-end systems to meet the challenges posed by these changes. Supporting RBTE allows us to engage with some of the key solution providers and catch up with our contacts at the retailers who are leading the field in the development of systems that provide the most advanced and engaging consumer experiences.”

About Retail Business Technology Expo

Retail Business Technology Expo is the must visit event for retail and hospitality organisations looking for the right tools, solutions and advice on how to best run their business.  It is a one stop shop, showcasing end to end solutions, from supply chain to the customer.  See the whole picture at Retail Business Technology Expo – the UK and Europe’s leading solutions events.

Retail Business Technology Expo, from Legend Exhibitions, a leading exhibitions company, combines an exhibition offering a comprehensive range of solutions with a free informative and interactive education programme incorporating seminars, workshops, and inspirational features, plus a host of networking opportunities and hospitality – all under one roof. It provides a platform for the most innovative suppliers from this sector to showcase their products and solutions.
For further information, go to
For jobs in the card and payment industry, go to

Movers and Shakers w/c October 15th 2012

Jumio, the fast growing online and mobile payments and ID verification company, today announced that Michael Orlando has joined the company as Chief Sales Officer.
"We see tremendous opportunity in the market to create a better experience in online payments and identity verification for both consumers and businesses alike," said CEO and founder Daniel Mattes. "Michael's sales expertise will be a great asset as we look to capitalize on that opportunity and continue to grow our business."



Iwoca Ltd is the first company in the UK to provide working capital loans to eBay traders and other marketplace sellers.
"We are very proud to have Carl on board. Under Carl's leadership PayPal grew to a financial powerhouse across Europe. His experience and relationships will be instrumental in growing iwoca's business in the UK and beyond." said iwoca Co-founder and CEO Christoph Rieche.

In his role, Scheible will contribute to the overall development strategy of iwoca, monitoring the company's fiscal performance and future growth plans.


PayPal today announced the appointment of Lawrence Chan as PayPal's vice president covering its Asia Pacific New Ventures organization as well as general manager for PayPal's Southeast Asia and India business, effective immediately.
Based in Singapore, Mr. Chan will lead the regional business strategy, sales, partnerships and merchant adoption of PayPal's newest payment innovations to transform commerce, from mobile to digital goods to PayPal Here.
Rohan Mahadevan, VP of PayPal Asia said, "Lawrence is an excellent addition to our Asia management team with his deep regional expertise in financial services, his strong understanding of Asian commerce markets and a proven track record of successfully leading and growing innovative payment businesses across the region. As a senior industry leader in Asia, he has a diverse portfolio of general management experience to successfully navigate local business practices and regulatory environments as well as attract and build winning teams to drive the future of commerce across the region."

"I'm excited to join PayPal at a time when new innovative online and mobile payment technologies are revolutionizing the way people shop and pay across the Asia Pacific region," said Mr. Chan. "My passion has always been to develop new market opportunities and game-changing products to allow Asian consumers and merchants to connect in safer, more convenient ways. I believe that PayPal is uniquely positioned to drive this new era of multi-channel commerce in Asia and the world."

Congratulations to all from The Card and Payment Jobs Team.

To view the latest card and payment jobs, go to

Friday, 12 October 2012

5th Annual Prepaid Awards Celebrates Innovation and Best Practice

On Thursday 11th October 2012, the Lancaster Hotel in London played host to the 5th Annual Prepaid Awards, celebrating innovation and best practice within the prepaid industry. Over 500 prepaid industry professionals saw winners being presented with awards in 17 different categories, which had been judged by an independent panel of prepaid experts from around the world.
A champagne reception launched the evening where guests networked with the industry's finest, followed by a fabulous dinner enabling sponsors and table hosts to entertain their clients. Guests were entertained by a spectacular laser light show that led into the Awards ceremony, expertly MC-ed by Simon Bucknall from The Heart of Connection. After the ceremony, guests partied to the live band, In The Groove, until the early hours.
The Awards ceremony commenced with a speech from David Hunter, CEO of event sponsor Ukash. On behalf of the judges, Robert Courtneidge explained the integrity of the judging process and how judges worked in isolation of one another so that no one was aware who had judged which category. In addition, no judge could have a vested interest in their assigned category, and results were kept secret until the sponsor announced the winner. Once the 57 finalists had been announced, sponsors of each category presented the winners with their awards, as follows.
The 2012 winners are:
Best Prepaid Gift Programme UK (sponsored by Visa Europe)
  • Debenhams - UK Giftcard Programme
Best Prepaid Consumer Programme UK (sponsored by CashStar)
  • CorporatePay - my Travel Cash
Best Virtual Prepaid Programme UK (sponsored by Ceridian Stored Value Solutions)
  • Ukash
Best Corporate/Government Prepaid Programme UK (sponsored by Raphaels)
  • Advanced Payment Solutions
Best Prepaid Marketing Campaign UK (sponsored by American Express)
  • InComm Europe - The Runescape Gift Card
Best Prepaid Programme Manager UK (sponsored by Ukash)
  • Citi Prepaid Services
Best Prepaid Service Provider UK (sponsored by Ukash)
  • PrePay Solutions
Best Prepaid Innovation UK (sponsored by MasterCard Worldwide)
  • CashFlows - The CashFlows Card
Best Global Prepaid Gift Programme (sponsored by PrePay Solutions)
  • Wirecard Card Solutions Ltd - The BonaYou Prepaid MasterCard Gift Card
Best Global Prepaid Consumer Programme (sponsored by FIS)
  • O2 Ireland - The O2 Money Card
Best Global Corporate/Government Prepaid Programme (sponsored by Ceridian Stored Value Solutions)
  • First Data - The Bratislava City Card
Best Global Prepaid Innovation (sponsored by MasterCard Worldwide)
  • Garanti Bank - Cep-T Paracard
Leading Prepaid Organisation Europe (sponsored by Park Group PLC)
  • PrePay Solutions
Leading Prepaid Organisation North America (sponsored by Global Legal Exchange)
  • Giftango Corporation
Leading Prepaid Organisation Asia (sponsored by InComm Europe)
  • ItzCash
Leading Prepaid Organisation Middle East/Africa (sponsored by InComm Europe)
  • Drawcard (Pty) Ltd
Global Prepaid Industry Contributor (sponsored by Visa Europe)
  • Anil Aggarwal
Many thanks go to all the sponsors with their continued show of commitment to the prepaid industry.
Please keep an eye on the Prepaid Awards website over the coming days for photographs from the evening.

Prepaid Awards 2013
Organisation for the Prepaid Awards 2013, being held next October in London, is already underway. If you would like to take advantage of our 'early bird' sponsorship deals, please email for more information.
For press enquiries, please contact Joelle Harari,, or on +44 20 7928 0040.
If you would like to look at the latest jobs in teh card andpayment industry, please go to

Another funny covering letter

This week's funny covering letter sounds like a woefully translated Mills and Boon.....
If you have any funny stories to share, send them into
To view jobs from industry giants such as American Express, PayPal and Visa go to

Human Resources
Within seeking employment, I chose to write your company in regards to becoming a part of your working environment.  Heartfully, it would be the highest choice of my smile to discuss myself being hired for the above regarding or an opposite position that my work potential edifies.
Please find enclosed an entailment of work quality and references in making your decision to see the choice I am.  To hear from you at your heart’s delight would be the intrigue of my day to discuss salary and additional beneficial requirements.
I could be reached at xxxxxxx to schedule an appointment to meet with you to complete our mind’s anticipation.

Wednesday, 10 October 2012

Visa Europe - latest advertiser on

Visa Europe today became the latest new advertiser on the leading card and payment job board
They are seeking a Senior Manager, Product Development - Authentication.

The role is detailed below:

Senior Manager, Product Development - Authentication
Job purpose:
E-commerce continues to grow quickly and is undergoing a transformative phase with the mobilisation of the internet, the proliferation of connected devices, the fast adoption of social and local technologies by merchants and developers and the rapidly evolving consumer demand. Our vision is to develop the propositions to position Visa payment scheme of choice for e-commerce.
In this environment, Authentication becomes a truly strategically critical component of Visa payments. The Authentication team’s challenge is to shape the future-proof authentication framework (Authentication 2.0) that powers the e-commerce element of the Visa Future of Payments vision.
Put simply, you will develop and bring to market commercially viable authentication propositions (and possibly products) that ultimately help differentiate Visa in e-commerce. You will endeavour to do this in an agile manner; will leverage Visa’s existing authentication assets where applicable (i.e. Verified by Visa, authentication engine) but not be constrained by them and will actively explore the external partnerships route.
You will be naturally curious about the topic, have a solid commercial product and partnership development background, and bring an external and future orientated perspective to VE’s thinking and plans.

Key Accountabilities:
• Contribute to the development of the Authentication 2.0 roadmap
• Develop the Authentication 2.0 roadmap’s individual propositions and be their ‘product’ owner (the majority of propositions will be components but some may be products in their own right)
• Develop the corresponding commercialisation models and go-to-market strategies (inc. related investment proposals)
• Develop new and maintain existing authentication-related partnerships and manage all related commercial aspects (licensing, investments, partnership agreements, IP etc)
• Work very closely with the team’s Senior Authentication Architect to ensure that the propositions are technically sound; consultatively with the Risk, and mobile teams; and under the governance of the Authentication Council
• Lead our “outside in” thinking in this area by keeping abreast of external developments in authentication (payments and non-payments), identifying the critical areas (i.e. device fingerprinting, browser-based, mobile authentication, biometrics. models etc), benchmarking the key players in each area to bear on our plans
• Be an active Authentication champion internally and represent VE in the market place

Essential criteria:
• Extensive new product development experience in ideally the authentication industry or a related one e.g. payments, fraud management, IT security
• Significant partnership development experience in ideally the authentication industry or a related one e.g. payments, fraud management, IT security
• Track record of developing and bringing to market commercially viable propositions in ideally the authentication industry or a related one e.g. payments, fraud management, IT security
• Excellent people and relationship building/management skills with the gravitas to credibly engage with internal and external stakeholders
• Excellent written and oral communication skills
• Business knowledge of ecommerce, fraud and authentication
• Experience in Innovation
• Lateral thinker

To apply for this exciting role with a leading player in the payment space, go to :,-product-development---authenticati-3447.htm

Friday, 5 October 2012

Cartes: The Sesame Awards

SESAMES Awards 2012 :

475 submissions, 36 finalists, 11 will be rewarded

Organized as part of the CARTES trade show, the SESAMES Awards reward the best technological innovations in terms of smart cards, digital security, identification, secure transactions and contactless since 1995.

The projects submitted are presented to 38 jury members, international experts recognized in their field, who choose the finalists and the winners of the SESAMES Awards, in total impartiality and confidentiality of entries, thus highlighting the most dynamic and most ingenious companies.

The SESAMES Awards reward the best projects in 10 categories. For the first time this year, the SESAMES Discovery will give an award to the best innovation presented by a start-up company.

The SESAMES Awards’ finalists will be presented at CARTES in the SESAMES Area, hall 4. The Winners will be announced during the SESAMES Awards Ceremony, on November 5th, 2012 (upon invitation).

Discover the 36 finalists:


  • Advanced Card Systems Ltd. with "ACR1222U-J4 Li-ion Web-To Reader"
  • Cinterion with "Firmware & Patient data Security for medical device"
  • NXP SEMICONDUCTORS with "Next Generation NFC Radio Controller"


  • Intrinsic-ID with "Secure Cloud application"
  • Morpho with "Network Triggered Multi-IMSI"
  • Rosberg System AS with "Extreme Secure Smart Device"

Identification / ID Cards / Health

  • NXP SEMICONDUCTORS with "OpenWays Mobile Key DUAL© with Pure NFC™"
  • Sunward Telecom Limited with "13.56MHz RF-SIM"
  • Vision-Box with "vb i-dispenser"

IT Security

  • DS3 with "DS3 Multi-purpose Authentication Server"
  • Entersekt with "Interactive Transaction Athentication"
  • Morpho with "EMV Pro Digit"


  • Infineon Technologies AG with "Security Controller for Transport Applications"
  • KENTKART EGE ELEKTRONIK A.S. with "Onboard Public Transportation Tablet"
  • Turkcell with "Turkcell Wallett Road Toll Payment Service"

Banking / Retail / Loyalty

  • AIRTAG with "AIRFID"
  • Toro Development Ltd. with "Akami suite"
  • Turkcell with "Turckcell Home Delivery Service with Smart Magnets"

Trusted Internet / Authentication

  • NXP Semiconductors Austria GmbH with "Mobile POS for eTicket and stored value reload"
  • Tatra banka with "Card&Reader"
  • Vlatacom with "VLAD-1"


  • Intrinsic-ID with "Secure Cloud application"
  • Oberthur Technologies with "Multi-brand NFC payment wallet"
  • Printechnologics GmbH with "Touchcode"


  • Elavon Merchant Services with "Elavon MobileMerchant"
  • Fiteq with "EMV MultiTeq-TagTeq"
  • Giesecke & Devrient with "Portigo"
  • Synqera with "Simplate"

Manufacturing & tests

  • Gemalto with "PrintPixel"
  • Gemalto with "Sealys Edge Sealer"
  • MGI Digital Graphic Tehnology with "JETcard 3D"


  • Bridget with "B-Smart Packaging"
  • Coded Imagery with "Personalisation of ID with Biometric Watermarks"
  • Kuapay LLC with "Kuapay"
  • RCDEVS SARL with "OpenOTP/TiQR Authentication Server"

To follow the trade show in real time:

- follow us on Twitter "@_cartes" and on our blog

- visit our website:

To view jobs in the card and payment industry, go to

Thursday, 4 October 2012

10 funny CV blunders

Here’s our Thursday round-up of funny job seeking stories to help start the weekend off with a bit of fun!

1. “Please don’t misconstrue my 14 jobs as ‘job-hopping’. I have never quit a job.”

2.“Qualifications: Twin sister has accounting degree.”

3. “Hobbies/Interests: art, music, surfing the net, collecting Happy Meal toys”

4. “I have developed a healthy work-life balance” – on a CV which lists just one part-time job

5. “Two years as a blackjack and baccarat dealer. Strong emphasis on customer relations – a constant challenge considering how much money people lose and how angry they can get.”

6. “It’s best for employers that I do not work with people.”

7. “Please call me after 5:30 because I am self-employed and my employer does not know I am looking for another job.”

8. “Reason for leaving previous position: Responsibility makes me nervous.”

9. “Target Position: Missionary”

10. “My mediocre grades do not reflect my true abilities and standards…My goal in life is to win the Nobel peace prize…Skills: bleaching, pot washing, window cleaning, mopping etc”

If you have any funny stories to share, send them in to

To view the latest jobs in the card and payment industry, go to or to advertise any positions in the industry, email us on


Wednesday, 3 October 2012

Paypal advertise on are delighted to announce that PayPal are now advertising on the leading card and payment industry job board.

PayPal is an innovative and fast growing payment company.

With over 100 million active registered accounts worldwide, PayPal has made it possible for individuals and businesses to pay and get paid online across different locations, currencies and languages. Responding to the eBay community, which had quickly adopted PayPal as its preferred payment method, eBay Inc. acquired the company in 2002. Since then, PayPal’s customer base has grown, both on eBay and across ecommerce. PayPal has built a single global payments engine that has some of the best risk and fraud detection capabilities in the payments industry, and continues to be one of the leading ways to pay and be paid online. Today, PayPal is available in 190 markets, 25 currencies, and is accepted by millions of online merchants around the world.

To view this exciting opportunity, go to

Tuesday, 2 October 2012

Video from Day One of the Ecommerce Expo

Click on the link to view Day One of the Ecommerce Expo at London's Olympia

You are still able to go to tomorrow's event.

For jobs in the card and payment industry, go to or follow us on Twitter @cardpaymentjobs

Monday, 1 October 2012

Movers and Shakers w/c October 1st 2012


Kabbage is a US start-up that provides working capital advances to online merchants


Speaking about his appointment, Ramki stated: "It is a privilege to be welcomed to the Board of an association that has such a profound influence in developing prepaid as a payment product across a variety of industries. Yalamanchili has always focused on listening to its client needs and empowering them to implement innovative programmes that add value to the end user. As part of PIF, Yalamanchili will share its knowledge and experience to help the association achieve its objectives. I look forward to working alongside Board members and PIF participants in steering a positive course for prepaid, both in Europe and around the world."


Alex Sion, President and Managing Director of Movenbank said, "Mohamed's skills, experience and vision will play a vital role in Movenbank's mission to help our customers' spend, save, and live smarter by integrating the worlds of social, big data, and mobile banking and payments." Sion further commented, "Mo has been on a career mission to bring financial wellness to the mass market and has helped to design some of the most innovative concepts in the industry on this front. We're truly privileged to have him."





Bottomline Technologies  a leading provider of cloud-based payment, invoice and banking solutions, announced that Jim Conning has joined Bottomline as Director of Payments for the EMEA region, where he will be responsible for driving growth and increasing market penetration of Bottomline's suite of market leading payment solutions.

Nigel Savory, Managing Director, Europe at Bottomline Technologies said, "Jim brings an impressive record of growing businesses in the payments industry and a deep understanding of our payments customers. He has significant management experience in driving the creation of value for customers, helping them improve their business efficiencies and profitability. Jim's appointment further demonstrates our commitment to ensuring we maintain a competitive advantage in our established payments markets while growing our presence in new markets."



Reporting to John Laurens, Regional Head of PCM, Mark will be responsible for driving the sales of HSBC's cash management solutions to corporates and financial institutions across the region.

Commenting on the announcement, Laurens said, "As Asia continues to be the growth engine of the global economy, cash and liquidity management remains a top priority across the region. With extensive experience in managing sales businesses across diverse portfolios, Mark has successfully led our team in Singapore for the past two years and is committed to meeting the local, regional and global needs of our clients."



Savantor Ltd., a specialist in the provision of business and operational change to the payments industry, has announced the appointment of Luc Van Puyvelde as Business Strategy Director for Savantor International.

 Rod Nixon, Managing Director of Savantor International said "Luc is acknowledged by his contemporaries as an industry visionary. He not only creates new ideas but is also able to take them from concept to successful execution. Luc will provide a significant boost as we evolve the organisation and re-position ourselves to offer a new level of international client support."

Inside Secure, a leader in semiconductors for secure transactions and digital identity, today announced it has appointed Dimitrios Karayiannis to the position of vice president of research and development.


Key said: "The payments industry is transforming rapidly to capitalise on the opportunities presented by evolving technology and new sectors looking to accept payments. I'm excited to be returning to MasterCard to work with the talented team in the UK and Ireland and looking forward to building on their achievements to deliver innovative solutions to new and existing customers."
To view more jobs in the card and payment industry, go to