Senior Business Analyst - Modelling/Data Mining needed - based Isle of Man

We are seeking an experienced Business Analyst to join a high-caliber project team within one of the world’s leading online gaming companies. The role is based on the Isle of Man and offers a very generous benefits and relocation package. The key responsibility of this position is to deliver high level analytical projects which distill clear and robust business recommendations to senior management. The types of projects the business intelligence team are responsible for include: - Customer Segmentation - LTV modelling - Product optimization - Customer Churn analysis - Platform analysis The successful candidate will ideally have a strong understanding of the online gaming industry, proven experience of working on complex modelling and predictive analytics projects and high level quantitative training. It is essential the individual has advanced knowledge of professional software such as SPSS and SAS and a comprehensive understanding of analytic modelling techniques. This role centers around providing conclusions and recommendations made to senior stakeholders and executives based on quantitative research. A motivated and passionate individual will find joining our client’s team a progressive career move, where high visibility to the executives across the company ensures reward for consistency and over-achievement in performance.

To apply for this exciting opportunity, please click here: To view other jobs in the card and payment industry, please click here

New Movers and Shakers in Card and Payment industry w/c 26/11/12

Farzine Fazel joins Capco to head up new sourcing team

Capco, a global business and technology consultancy dedicated specifically to the financial services industry, today announced that Paris based Capco Partner Farzine Fazel will lead a newly configured and dedicated sourcing team.

European CEO Peter Schurau adds, "Farzine's leadership of Capco's sourcing offerings will provide the bridge between our consulting and transformation offerings. It will also create further opportunities to engage with the bandwidth and expertise of our parent company, FIS, as and when clients require, as well as providing clients flexibility to select the sourcing models that most closely fit their developing needs. And that's exactly what we are now configured to provide."

Terri Harwood becomes COO of North American Bancard

US credit card processing company North American Bancard has appointed Terri Harwood as chief operating officer.
Harwood joins NAB from Global Payments where she served as senior VP of service operations, strategic relationships and business development.
Tom Smith joins 3V board

Ireland-based payment platform provider 3V Transaction Services (3V) has appointed Tom Smith of TTV Capital to its board.

The company plans further expansion into US and European markets in 2013.Smith is a co-founder and managing partner of TTV Capital and a seasoned investor in technology-enabled financial services businesses. He currently serves on the Boards of fintech companies, such as, eWise and IP Commerce.
MasterCard appoints new head for HK and Macau

Kevin Goldmintz has been appointed MasterCard's new head of Hong Kong & Macau.
Based in Hong Kong, Goldmintz will take responsibility for the overall performance of MasterCard in the region.

"Kevin brings to the team more than 15 years' experience in commercial and consumer card payments together with a strong background in B2B payments," said Ling Hai, division president, Greater China, MasterCard Worldwide. "As the head of one of our most significant markets in this region, Kevin will be tasked with providing strategic direction and necessary support in connection with delivery of advanced products and services to meet the demands of the market."

Goldmintz joined MasterCard in 2004 and was initially based in Hong Kong, where he successfully launched the joint MasterCard-Citi Commercial Card business in more than seven markets in Asia Pacific. He moved to Australia in 2007 to lead the Citi Australia account which includes Citi's largest commercial card business in Asia Pacific. He was also responsible for signing MasterCard's first ever airline co-branding deal in Australia with Emirates airline.

Since 2010, Goldmintz has led the Corporate Payment Solutions product function for Asia Pacific, Middle East & Africa and contributed numerous wins and successes for various markets, including Greater China.

Prior to joining MasterCard, he worked as a Product Manager for ANZ Bank, one of the largest commercial card issuers in Australia. There, Goldmintz managed the SME portfolio, which was the largest SME card portfolio in the country, and also led the Qantas-ANZ airline co-branded card project and was responsible for the overall relationship with Qantas.

David Luther joins Mozido in business development role

US-based mobile wallet and financial services company Mozido has appointed David Luther as executive VP of global business development.
He will lead business development efforts on a global scale, drive new growth opportunities and oversee the company’s sales organisation.

John Shackleton becomes director at m-payments start-up

John Shackleton has been appointed to mobile payments start-up paythru’s Board of Directors.
He has over 30 years experience in software and services management.

“Mobile payments is a hot space,” Shackleton comments. “But just being there isn’t a guarantee of success. The winners will focus on providing the best customer experience and, in the case of mobile payments that means minimal disruption to the consumers’ behaviour."

Congratulations to all the new starters from aall at www.cardandpaymentjobs.com

If you would like to send us in any payment news articles, please email them to info@cardandpaymentjobs.com

For the latest jobs in the card and payment industry, go to www.cardandpaymentjobs.com  

Latest Movers and Shakers w/c November 19th 2012

• Federica Bonato Hayes joins CBS Outdoor International as Head of International Interactive Solutions
• David Dechamps is named General Manager of MasterCard, Benelux
• Carl Nacouzi appointed Assistant General Manager of Electronic Solutions, Unilux Cards
• Jason Field becomes Business Leader/ Vice President of Prepaid Poduct Managemnt MasterCard

Congratulations to all from everybody at www.cardandpaymentjobs.com

To view the latest industry roles, go to www.cardandpaymentjobs.com

CARTES 2012: rich in innovations and international business

 

With over 19,000 visitors to its 2012 edition, CARTES has reaffirmed

the smart technology and digital security market's dynamism

as well as once again confirming its position as the sector's leading international event.

The 27th edition of CARTES has once again confirmed its position as the essential international gathering for all smart technology professionals. During the three days, over 19,000 visitors came to meet 435 French and international exhibitors and discover 2012's trends and innovations in payment, mobility, security and identification. With the SESAMES Awards, topical lectures from experts, new events and demonstrations of innovations, once again this year had everything to satisfy the expectations of professionals in the sector.

Backed by its experience and success, the Show is already preparing for the next edition and invites you to Paris Nord Villepinte on 19-21 November 2013.

Key figures from CARTES 2012

CARTES has once again demonstrated, in this newest edition, the international richness, diversity and dynamism of the smart technology and digital security sector:

· 435 exhibitors from 45 countries

· 19.072 visitors, 70 % out of France

· 1.586 conference attendees

· 119 conference sessions

· 566 attendees to the World Card Summit opening conference

· 11 SESAMES Awards

The Show's highlights and successes

This year, CARTES once again succeeded in creating numerous business and, above all, discussion opportunities for all professionals.

The World Card Summit, the opening conference, focussed on mobile payment with a notable presentation by Patrick Gauthier, Head of Operations at PayPal Retail Services. It also brought together market leaders (American Express, Gemalto, Giesecke & Devrient, Infineon Technologies, Morpho, NXP Semiconductors and Oberthur Technologies) in front of an attentive audience of over 550 people.

At this conference, Eurosmart revealed its figures for 2012 and its world market forecasts. The association confirmed delivery of over 7 billion units of smart secure devices in 2012 and anticipates strong growth in the order of 10% leading to a forecast of smart secure devices deliveries of nearly 7.7 billion units in 2013.

At the heart of the Show, visitors had easy access to large companies in various dedicated sectors (Identification, Machines, Mobile Payment, Tests and Consulting). New trends and numerous innovations were presented in the section reserved for start-up companies, the Innovation Village and in the Security in the Cloud and Smart Urban Mobility areas.

India was the "country guest of honour" this year: the Show welcomed a higher number of Indian visitors who came to meet the major international suppliers, and experts came to present major identification projects in conferences.

Acclaimed conferences at the Show

In total, nearly 1,600 people attended 119 conferences organised around 4 major themes: Identification, Innovation, Mobility, Payment and Security.

This year, mobile payment, e-commerce, m-commerce, the prepaid market and even NFC applications have been hugely successful both at stands and across the various conferences. These have been notably dedicated to the influence of mobile payment on the payment industry, new generation authentications and electronic signatures for mobiles, tablets and PCs, and prepay innovations in Europe and around the world. These conferences succeeded in throwing new light on the subject and revealing new perspectives covering areas of interest for the sector's professionals:

· Behaviour of new consumers

· Emergence and economic challenges of mobile wallets

· Business model of electronic money issuers

· Banking security on mobiles

· New prepaid cards

Technological innovations in 2012 recognised by the SESAMES Awards

The 11 most promising and astute technological innovations of the year were recognised on Monday, the 5th of November, at the SESAMES Awards. The ceremony was held at the prestigious Westin hotel in Place Vendôme and took place in front of a gathering of 320 guests.

· SESAME Hardware: NXP with Next Generation NFC Radio Controller

· SESAME Software: Intrinsic-ID with Saturnus ®

· SESAME Identification / ID cards/ Healthcar : Sunward Telecom Limited with 13.56 MHz RF-SIM

· SESAME IT Security: Morpho with EMV Pro Digit

· SESAME Transport: Infineon Technologies AG with Security Controller for Transport Applications

· SESAME Banking / Retail / Loyalty: Toro Development Ltd. with akami suite

· SESAME Trusted Internet / Authentication : NXP Semiconductors Austria GmbH with Mobile POS for eTicket and stored value reload

· SESAME Mobility : Oberthur Technologies with Multi-brand NFC payment wallet

· SESAME e-Transactions : Giesecke & Devrient with Portigo

· SESAME Manufacturing & Tests : Gemalto with PrintPixel

· Discovery SESAME: New in 2012, this award is for the best innovation presented by a start-up company across the 10 categories. The 2012 winner was RCDEVS SARL with OpenOTP/TiQR Authentication Server.

CARTES 2013

The 28th edition of CARTES will be held from 19 to 21 November 2013. Following India this year, Brazil will be the country guest of honour at the next show.

CARTES is getting a make-over in 2013 with a new logo and new slogan: "Secure Connexions Event." This reflects its desire to develop global synergies at both a human and technological level and demonstrate the connection between the real and virtual worlds.

CARTES trade shows and conferences are also organised in Asia and North America:

· CARTES Asia: 27 & 28 March 2013 in Hong-Kong

· CARTES America : 23 to 25 April 2013 in Las Vegas

 

To see the latest jobs in the card and payment industry, go to www.cardandpaymentjobs.com

GlobalCollect advertise on www.cardandpaymentjobs.com

GlobalCollect are now advertising their roles on www.cardandpaymentjobs.com

GlobalCollect is the world's premier Payment Service Provider of local e-payment solutions for international Customer Not-Present channels such as internet, mail and telephone orders.

They provide a scalable online payment platform offering an unrivalled portfolio of local payment methods in almost 200 countries and for 170 currencies - enabling customers realise their global ambitions and expand e-commerce activities globally.

A pioneer of the e-payment industry with more than 15 years of experience, GlobalCollect is bank-independent and has the largest network of acquirers and banks worldwide.

As a full-service provider, they also offer a comprehensive Fraud Screening Service featuring a range of integrated fraud reduction tools to maximize the safety of Customer Not-Present transactions in less than a second prior to authorization. Exchange rate insurances and detailed transaction reporting and reconciliation complement their service portfolio.

They are looking for a Compliance Specialist based in Singapore, click here to view and apply.

They also have a position based in Hoofdoorp in the Netherlands for a Product Manager, click here to view and apply

www.cardandpaymentjobs.com for the latest jobs in the card and payment industry

UK banks change T's and C's to shift responsibility for card loss to customers

Where do customers stand if they break banks' PIN rules?

 

Some UK high street banks are now changing their terms and conditions in an attempt to warn customers that they must take more care to protect themselves against card fraud which though low in the UK has been growing steadily over the past couple of years.
 
From 1st January 2013, Santander  will require its customers to have a different PIN for each card - which must not be easy to guess like 1234.

Meanwhile HSBC's terms already state that people must shred their documents.

Some experts believe that  the changes are because banks are trying to shift the responsibility - and the cost - from themselves onto their  customers.

For jobs in the card and payment industry go to www.cardandpaymentjobs.com

Latest Movers and Shakers w/c November 12th 2012

Tom Smith joins 3V’s board

3V Transaction Services (3V), 3vcorporate.com - the global payment platform provider, has announced the appointment of Tom Smith of TTV Capital to its Board, following their recent €5m Series B investment. The investment will fund further expansion into US and European markets in 2013.

Commenting on the announcement, 3V CEO, Kieron Guilfoyle, said: "Tom's appointment to the Board brings a wealth of experience and knowledge of global payments to the Company and further strengthens the Company as it scales operations globally."

Steven Van Wyk appointed Head of Operations and Technology at PNC

The PNC Financial Services Group, Inc. (PNC) today has announced that Steven C. Van Wyk has been appointed Head of Operations and Technology.

Van Wyk succeeds Vice Chairman Thomas K. Whitford, who has announced his retirement, with effect from March 2013.

Van Wyk will join the company as executive vice president and serve as a member of the Executive Committee in January 2013.

"Steve brings demonstrated leadership in building and enhancing information technology organizations," stated James E. Rohr, PNC chairman and chief executive officer. "We expect him to build on the outstanding work of Tom Whitford. During Tom's 29 year career, his leadership has been instrumental in positioning PNC to be successful throughout periods of significant growth and change."

Prior to his appointment at PNC, Van Wyk served as global chief operating officer for ING. He was promoted to that position in 2007, one year after joining ING as chief information officer of the America's Division. He held several positions at Morgan Stanley from 1996 to 2006, including global CIO and global head of Operations & Technology for the Retail Division.

KashFlow names Raj Patel vice chairman

KashFlow, the award winning cloud-based accounting software company has appointed seasoned software CEO Raj Patel as Vice Chairman. Raj joins KashFlow in the new formal capacity following 5 years as CEO of global business software company, Exact.

Raj Patel commented: "The traditional accounting software market is in the midst of a significant paradigm shift based on new technology, new business models and a new generation of users. Over the past few years, it's become apparent that traditional vendors are struggling with the magnitude and speed of change, which allows smaller, more nimble and agile players to create disruption in what has been a very mature industry."

Raj continued: "With incumbent players struggling in a changing macro-economic environment where new businesses are formed every day, a huge growth opportunity emerges. Duane was one of the first IT entrepreneurs to envisage and capitalize on it. With its track record, innovative products, superior customer engagement and growth plans for the coming years I am convinced KashFlow will further its lead. I am excited to be able to play a role in this journey and look forward to working with our team, our customers and our partners in making what has already been great journey even greater."

Leading industry analyst, Richard Holway commented: "I've followed KashFlow for many years. They really have given Sage, and other established companies in the market, a run for their money. It's difficult enough to grow a company from scratch to £1m, but even more difficult to make the transition from 'startup run by the founder' to the next stage. The appointment of highly experienced new executives to join Duane Jackson is extremely good news and bodes well for the future of KashFlow and its customers"

Duane Jackson, Founder and CEO commented: "We've been working with Raj for much of 2012 and he has already had a significant impact on the business working part time and behind the scenes with the management team. I'm really excited to be bringing him on board full time.

Duane continued: "We've rushed into senior appointments in the past so we wanted to take our time to make sure we got this one right, and we're confident that Raj is the perfect addition to our team."

Union Bank lures BofA veterans for top IT roles

Dana Edwards has joined the bank as executive vice president and Chief Technology Officer and Meera Rao has joined as senior vice president, Chief Enterprise Architect.

Edwards is responsible for leading the Information Technology Group, which supports more than 10,000 employees and manages all aspects of technology for retail banking, commercial banking and corporate services, while Rao is responsible for four areas of information technology architecture including: business architecture, data architecture, application architecture and technical architecture.

Both are based in Los Angeles and will report to Senior Executive Vice President and Chief Information and Operations Officer John Itokazu.

"Our IT operations will be greatly enhanced by the addition of these two natural leaders," said Itokazu. "We look forward to Dana's stewardship of Union Bank's information technology, and as we continue to grow the bank, Meera's wealth of industry experience and strategic vision will be a great asset."

The Card and Payment Jobs Team would like to congratulate all the new starters in their new roles.

For the latest card and payment jobs, go to www.cardandpaymentjobs.com

RBS, Natwest NFC Trial Shows Promise

In the same day that RBS, Natwest announced that they would be getting rid of monthly paper statements, they have announced the launch of their NFC mobile payment solution. The solution was initially trialled with 1,000 customers but will be available shortly to all customers who own an iPhone 4. TouchPay is being supported by Giesecke & Devrient providing Trusted Service Manager (TSM) service, data generation for payment applications and fulfillment of iCarte devices.

A staggering 9,000 RBS customers have registered to participate in the trial over a period of three days. Ben Green, Head of Mobile at RBS, stated: “TouchPay has proven incredibly popular and shows that our customers want more flexible and convenient ways to pay. The TouchPay service means that our customers need only to carry their smartphone with them to make payments and manage their finances wherever they are. Giesecke & Devrient is a strategic partner of RBS and their knowledge and experience in delivering secure NFC services has been invaluable to ensuring the success of Touchpay.”

The UK remains one of the largest markets for NFC in Europe, with the London Olympic Games providing an incentive for many retailers to adopt contactless payments. Currently, the Post Office is the retailer with the greatest number of contactless payment points in the country, counting 11,500 branches.

For the latest card and payment jobs, go to www.cardandpaymentjobs.com

 

100 funniest things on CVs - part 1

1. ACHIEVEMENTS – “I came first in the school long distance race”
2. HOBBIES – “Horse rideing,like going pub when havent got my kids.looking after kids and doing stuff with them when they anit at school.”
3. EMAIL ADDRESS – Lazysod@……
4. ACHIEVEMENTS – “Being sober”
5. ABOUT ME – “My favourite colour is Toupe, cos it rhymes with Dope”
6. REASON FOR LEAVING – “It was hard work”
7. PERSONAL PROFILE – “I be no stranger to double-entry. I loves numbers, and my wife and I loves journals and ledgers! Can also do tricky sums when I puts my mind to it. Computor litrate.”
8. COVERING LETTER – “This is my CV I am intrested in any job opening use have avaiable if u could please send a vercation that you reciceved the email”
9. PERSONAL PROFILE – “I do have convictions (drug offences) which are spent some 30 years ago for when I was 16-18 and have a caution for 4 years ago for criminal damage”
10. HOBBIES – “Marital Arts” (Possibly meant martial arts?)
11. KEY SKILLS – “Perfectionist with a keen I for details.”
12. HOBBIES – “Space Travel”
13. EMAIL ADDRESS – Batfacedgirl@………..
14. EMPLOYMENT HISTORY - “Whilst working in this role, I had intercourse with a variety of people”
15. HOBBIES – “i like playing sport, which i fined gives me a winning appitite for life’”
16. KEY SKILLS: “I would like to assure you that I am a hardly working person.”
17. HOBBIES – “enjoy cooking Chinese and Italians”
18. JOB HISTORY – “Career break in 1999 to renovate my horse”
19. SKILLS – “Fantastic ability in multi-tasting.”
20. SIZE OF EMPLOYER: “Very tall, probably over 6’5″.”
21. SKILLS – “Speak English and Spinach.”
22. STRENGTHS – “Ability to meet deadlines while maintaining composer.”
23. SKILLS – “I have technical skills that will simply take your breath away.”
24. MARITAL STATUS:- “Celibate”
25. SKILLS – From an IT Engineer, “Have you tried turning it off and on again?”
26. EMAIL ADDRESS – hotsexyluv@…….
27. KEYS SKILLS – keeping family home clean, tidy and hygienaic undertaking basic DIY.operating domestic taskslike cleaning,washing,cooking.dealing with emerengencies smoothly.dealing with health issues,superivsing,supporting,guiding and organising children.
28. CV GAP – Candidate explained his gap in employment by saying it was because he was getting over the death of his cat for 3 months!
29. KEY SKILLS – “But wait…there’s more. You get all this business knowledge plus a grasp of marketing that is second nature.”
30. PRINTED CV – Candidate sent over their CV printed on the back of their current employers headed company paper
31. SKILLS – “I can type without looking at thekeyboard.”
32. JOB HISTORY - “Left last four jobs only because the managers were completely unreasonable”
33. SKILLS – “I am a rabid typist”
34. HOBBIES – “My interests include cooking dogs and interesting people”
35. COVERING LETTER – “I am extremely loyal to my current employer….Feel free to ring my office if you are interested in my CV”
36. KEY ACHIEVEMENTS – “Received a plague for Salesperson of the Year.”
37. EDUCATION – “I am about to enrol on a Business and Finance Degree with the Open University. I feel that this qualification will prove detrimental to me for future success.”
38. HOBBIES: “donating blood – 12 litres so far.”
39. KEY SKILLS: “Assisted with filing, billing, printing and coping”
40. KEY ACHIEVEMENTS – “Oversight of entire department.”
41. EDUCATION - “University: August 1890 to May 1993″
42. WORK EXPERIENCE –“ I’m working today in a furniture factory as a drawer”
43. EMAIL ADDRESS – homeboy@……
44. KEY SKILLS - “I have extensive experience with foreign accents.”
45. QUALIFICATIONS – “Here are my qualifications for you to overlook.”
46. COVER LETTER – “Please disregard the attached CV; it’s totally outdated”
47. REASON FOR LEAVING – “After receiving advice from several different angels, I have decided to pursue a new line of work.”
48. KEY SKILLS – “Am a perfectionist and rarely if if ever forget details.”
49. WORK EXPERIENCE – “Night stalker in Tesco”
50. HOBBIES – “painting my toenails in varying colours”

For the latest jobs in the card and payment industry,  go to www.cardandpaymentjobs.com
If you have any funny CV or covering letter stories to share, send them into info@cardandpaymentjobs.com

CARTES presents the 11 winners of the SESAMES Awards 2012

CARTES presents the 11 winners of the SESAMES Awards 2012

Organised as part of the CARTES trade show, the SESAMES Awards rewarded

the most innovative projects in 10 categories. For the first time this year, the SESAMES Discovery will give an award to the best innovation presented by a start-up company.

In 2012, the finalist projects honored the NFC applications but also the security in the Cloud, to optimize the increasing convergence between mobility and security.

The SESAMES Awards’ finalists will be presented at CARTES in the
SESAMES Area, hall 4.

Discover the 11 winners:

Hardware

NXP with Next Generation NFC Radio Controller

Software


Intrinsic-ID with Saturnus ®

Identification / ID Cards / Health


Sunward Telecom Limited with 13.56 MHz RF-SIM

IT Security


Morpho with EMV Pro Digit

Transportation


Infineon Technologies AG with Security Controller for Transport Applications

Banking / Retail / Loyalty


Toro Development Ltd with Akami Suite

Trusted Internet / Authentication



NXP Semiconductors Austria GmbH with Mobile POS for eTicket and stored value reload

Mobility


Oberthur Technologies with Multi-brand NFC Payment Wallet

e-Transactions


Giesecke&Devrient with Portigo

Manufacturing & tests


Gemalto with PrintPixel

Discovery


RCDEVS SARL with OpenOTP/TiQR Authentication Server

The SESAMES Awards reward the best technological innovations
in terms of smart cards, digital security, identification, secure transactions and contactless since 1995.

The projects submitted are presented to
38 jury members, international experts recognized in their field, who choose the finalists and the winners of the SESAMES Awards, in total impartiality and confidentiality of entries, thus highlighting the most dynamic and most ingenious companies.

To follow the trade show in real time:

Twitter "@_cartes" or on the blog www.blogcartes.com
website: www.cartes.com

For the latest jobs in the card and payment industry, go to http://www.cardandpaymentjobs.com

Pay attention Mr Bond!

In the same week that sees the premiere of the latest James Bond film, Sberbank has issued a solid gold, diamond-encrusted Visa credit card.

Kazakhstan's oligarchs now have a novel new way to flaunt their wealth, with the launch of  the Visa Infinite Exclusive cards - made of pure gold, with pearl embossing and 26 diamonds. The cards have been issued to its top 100 customers in the energy-rich country.

The card can be used for chip and PIN transactions but, with no mag-stripe, owners (or a member of their entourage) will have to carry a regular piece of plastic if they want to get at their fortune via an ATM.

According to ABC News, the card will cost $100,000, of which $65,000 is needed to mint it, with the rest added to its balance.

This is not the first card of its type to be issued in Kazakhstan however, as Kazkommertsbank issued their own MasterCard branded diamond-encrusted card in bling-enamoured Kazakhstan back in 2008.

For the latest jobs in the card and payment industry, go to www.cardandpaymentjobs.com

 

 

CARTES present this year’s innovations live demos

 

6 - 8 November / Paris-Nord Villepinte

Paris, October the 31^th 2012

Mobile payment, identification or urban mobility smart technologies are taking an increasing part of everyday life. Exhibitors from the smart technology industry will make the most of CARTES 2012 Exhibition and Conference and present their innovative devices and solutions through live demos.

Urban Mobility :

• UINT will introduce and make in live demos of uBike card which is a keyless and contactless remote start and stop engine for electric bicycles. As you approach your e-bike and arrive in range of 3 to 5 meters, the system will automatically identify the biker who has a valid access key and starts immediately. By simply walking over 3 to 5 meters away from your e-bike, controller will automatically stop. (The Innovation Village - Hall 3 - stand J 113)

• Visitors can also discover in live demos of Autolib’ the largest public electric car-sharing service in the world. Polyconseil conceived and developed the entire Autolib information system (including its website) as well as the project's telecommunications and network engineering. A multidimensional project, shortlisted for the 2012 Designs of the Year Awards, Autolib' rests upon the smart inter-connectivity of its building blocks: the web front ends, the subscription portal, the CRM, the call centre, the geographic information system and the complete backoffice suite. (Hall 4 - stand M 118)

• NXP will show a next-generation traffic management system based on its ATOP telematics solution (automotive telematics on-board unit platform). The on-board unit contains a GPS receiver that wirelessly collects, with optimal privacy, real time traffic data and feeds it via mobile data link to a back office. This allows service centres to calculate the fastest and most cost-effective route or advise drivers to choose the best means of transport. Currently tested in Singapore, such comprehensive mobility concepts provide a cost-efficient solution that will allow people in smart cities to optimally use and combine all means of transport - including public transport, taxi, individual transport means and car sharing. (Hall 4 - stand L 124).

Mobile Payment:

· Demos of contactless payments will be realized by Logomotion. The new LGM card can be slot in whatever mobile phones to make mobile payment, e-payment, in store payment, … (Hall 4 - stand M17)

· SWIFF will introduce a new dematerialized payment system proposed by 4G Secure. Swiffpay is a mobile payment platform designed to pay with a credit card using mobile devices, with a high level of security unprecedented in the world of mobile payments. Visitors can try the mobile payment at the entrance of the show. (4G Secure : Hall 4 – stand M21)

· Handpoint will reveal a white label mobile point of sale solution, which accepts mobile chip&pin payments in colour, dedicated to banks and telcos. With the Handpoint solution in a box banks and telcos can offer their own customers an app and card reader to accept chip and magstripe payments in their own brand name. (Hall 3 – stand B 037)

· eCluster will announce the release of the multifunctional cards solution TAPSIS, which combines Access control, ticketing, payment, loyalty and gifts functions. This platform allows user to apply the smart cards for access control, micropayments for goods (cafeterias in schools, vending machines, copy and printing) and e-content (music, movies, games etc.), tickets for transport and events, loyalty and gift cards, e-signature for voting and rating, utility bills payment. Customers can use their cards easily in various acceptance points, such as Point of Sale (POS) and other proximity terminals, in online and offline modes (PC based, self-service terminals, set top boxes for digital TV). (Hall 3 - stand B35)

Identification:

• Smart Access will realize in live demos of a new Biometric signature of e-docs with legal validity. The handwritten signature is captured, using a Smartphone or Tablet with a touchscreen, generating a unique pattern for e-docs. (Hall 4 - stand N 050)

• Natural Security recently made research in store on a new card payment way, combining biometrics and contactless communication. CARTES 2012 will be the place where two methods of authentication will be tested in a worldwide preview: fingerprint and finger vein devices. (Hall 4 - stand L092)

Many other products and solutions launches will be made at CARTES 2012 and especially in the field of the security in the Cloud, that visitors can discover at Eurosmart Pavilion. (Hall 3).

CARTES 2012 - Special Events not to be missed · Monday, November 5 at 8 pm: SESAMES Awards Ceremony, at the Westin Vendôme Hotel - 3, rue de Castiglione - 75001Paris Organized as part of the CARTES trade show, the SESAMES Awards reward the best technological innovations in terms of smart cards, digital security, identification, secure transactions and contactless. · From Tuesday 6 to Thursday 8 November 2012: CARTES 2012 Exhibition and Conferences in Paris-Nord Villepinte · Tuesday, November 6 at 10 am: Opening conference, World Card Summit This Conference will once again be the opportunity for the big players of security industry to give their point of view on new technologies and solutions which will come along with the evolution of our digital society like the NFC Deployment & Mobile Payment, the Security in the Cloud, EMV, Identification, Internet of Things · Thursday, November 7 at 5.30 pm: Networking Cocktail India country guest of honor - Restaurant Hall 4