JUNIOR TESTER NEEDED - SURREY BASED

JUNIOR TESTER
Consult Hyperion will be looking for a number of Junior Testers with handset testing and test case experience for contract positions from January - May 2012.

Tester will need to have basic testing and test case experience and must be able to type up problems into the defect logging system.


Junior Tester, Test Analyst, testing jobs, defect logging system, handset testing experience, IT

PAYMENTS SYSTEM SECURITY MANAGER NEEDED - LONDON

PAYMENTS SYSTEMS SECURITY MANAGER
An excellent opportunity has arisen for a Payments Systems Security Manager to join a leading Payments Organisation in the Payment System Security team within Risk & Compliance. This requires someone with sound security/risk analytic and research skills to provide a leading role in the development, provision and support of risk management activities for emerging payment methods.
Key responsibilities will include, but are not limited to:
• Consultancy: As a subject matter expert, the successful candidate will provide bespoke ‘consultancy’ including developing technical guidance and specifications for securing emerging payment technologies.
• Leadership: Lead and coach other employees in the department in relation to emerging payment risk/security issues.
• Ensure alignment of approach and strategy with other internal innovation teams and product centres of excellence.
• Assist the Head of Payment Systems Security in developing and executing compliance programmes in relations to emerging payments.
• Accountable for the development of future product specifications and guidance through capture and analysis of business/security requirements.
• Develop and maintain implementation support material (presentations, training materials, pilot implementation guides) for new products under development.
• Team, member and vendor support resolving specification and implementation related questions and issues.
Essential criteria:
• Knowledge and understanding of EMV and other payment/mobile specifications, including mobile handset security architectures.
• Knowledge of key management principles and practices.
• Ability to write clear technical implementation documentation.
• The ability to assess situations and solve problems through sound reasoning and structured thinking.
• Proven experience in Information Security and/or a degree in a relevant field (e.g. computer science, information security, electrical engineering).
• Proven experience in Information and IT Security thought leadership.
• PCI PTS, PCI DSS and PA-DSS (including SDLC methodologies) knowledge.
• Up to date knowledge of information security products and services in relation to facilitating payments.
Desirable criteria (one or more of the following):
• Research experience in mobile security (e.g. a demonstrable publication record in the field of mobile security/mobile payment).
• M.Sc. or PhD in information security or similar academic discipline.
• Financial/Banking/Retail Industry experience.
• European language skills.
• Knowledge of contactless and mobile technology including mobile handset and UICC architecture and standards

FOR MORE INFORMATION GO TO HTTP://WWW.CARDANDPAYMENTJOBS.COM

PROJECT MANAGER WITH PAYMENTS EXPERIENCE NEEDED

PROJECT MANAGER

Professional Services Manager / Integration Project Manager / Deployment Project Manager Murray Mcintosh's client is a market leading payment solution provider recruiting for an Implementation/Integration Project Manager (Services Manager) with strong cards and payments experience to deliver to enterprise clients bespoke technical payment applications and solutions via their platform. The successful candidate will have experience in, and a hands on understanding of the card and payments market, with strong capabilities across both hardware and software in this market, including a technical understanding of Web Services / API’s. You will have project managed numerous enterprise deployments across multiple business units, multiple and disparate business process, including experience of managing system integrations. Knowledge of client solution design and client solution implementation and deployment. You will have previous experience of providing professional services in the cards and payments sector to enterprise clients. Therefore, you should be experienced in acting as a knowledgeable and trusted advisor to enterprise clients on the capabilities offered by the platform, assisting clients with the design of their solutions and to identify and select implementation and deployment options for their solution. In addition, you will prepare statements of work for complex or bespoke deployment, project managing the implementation and deployment, and provide accurate and timely progress reviews on the projects. You will review final deliverables to ensure that they meet client expectations, managing expectations and ensuring delivery of high quality of the entire project lifecycle to hand over. Previous experience of working and interacting directly with the internal teams including project management, development, compliance and financial as necessary to complete smooth and swift implementation of services. You will have previous demonstrated experience of developing and managing process across an organisation, in addition to assisting the sales team to develop and close new business relating to the delivery of client solutions. Strong stakeholder and relationship management experience, with strong communication (oral and written). This is an excellent deployment project management experience in an exciting and growing organisation. To apply for this exciting opportunity go to : https://www.cardandpaymentjobs.com

Exciting Digital Money Consultant role based in Surrey - must be technical and must have nfc/digital id/smartcard/e-comm/m-comm exp

DIGITAL MONEY CONSULTANT Consult Hyperion are looking for self-motivated individuals who enjoy learning new things, and who are excited by the prospect of exploring and implementing new ideas in the areas of digital money and digital identity. What will you do? You will be given the opportunity to exercise a number of skills across a range of market sectors, depending on your interest and experience. Some examples of the types of project you might work on are: • A Market Analysis of trends in mobile payments • Business Modelling & Strategy for Identity Management in the public sector • Process & Service Development for a major telecoms company • Technical Requirements Specification for identification and payment cards in the public and private sectors • Risk Analysis for a smart ticketing scheme • Technical Architecture & Design of a new international payment system • System Integration & Testing of contactless payment card and terminals How will we help you grow? As a consultant, you would work closely with our existing consultants, analysts and software engineers in order to successfully deliver Consultancy Assignments. We pride ourselves in the quality of our staff, and the open learning environment that they foster. Senior Consultants will be encouraged to develop skills in new markets and refine their specialist knowledge further. Ultimately, you will be supported in developing client accounts and providing the quality deliverables that our clients have come to expect from Consult Hyperion. What do you need? • University Degree: 2.1+ in Electronics, Computer Science or other scientific discipline. • Industrial Experience: Five or more years of commercial experience in at least one of our core markets of banking, telecoms and the public sector, perhaps delivered through a product vector, integrator or another consultancy. • Technical Experience: Experience in at least one of our core technologies of smartcards (contact and contactless), security & cryptography,mobile payments, digital money/payments, e-commerce, identity management, or Near Field Communication (NFC). • Good Interpersonal Skills: Good communication skills (both written and verbal), with ability to confidently explain technical concepts to both technical and non-technical audiences. • Creativity: Ability to think out-of-the-box, successfully innovate and explore new ways of working. • Self-motivation & commitment: Innate desire to constantly improve skills and to do the best job possible for colleagues and clients. • Team Worker: Recognition that more can be achieved by working as a team, yet with capability to act as leader of the team. • Willingness to travel occasionally: Work is mainly based in Guildford for worldwide clients - however flexibility to travel for short-term assignments in the UK or abroad is essential. • Business Sense: Ability to think of a technical solution from a user perspective with potential to recognise business opportunities and win new work. • Excellent IT skills: Frequent & familiar user of word processors, spreadsheets, databases, browsers & mail packages with significant background in the design and production of application software. To apply for this exciting opportunity, please go to :http://lnkd.in/ejpjMRhttp://www.cardandpaymentjobs.com/hot/jobs/digital-money-consultant-955.htm

PRODUCT MANAGER - PAYMENTS - NOTTINGHAM

PRODUCT MANAGER - PAYMENTS £50,000 - £70,000 + up to 20% Bonus Murray McIntosh's client is a well recognised industry leader, with many awards and accolades to its name. As a result of its success, the organisation has posted impressive figures and this has been reflected in its increased solution offering. This role will sit in a new function and addition to the product line and will report into one of the organisations Directors. The purpose of the role is to take responsibility for the creation and management of the functions payment portal and the organisations expansion into the payment solution space. The Product Manager will be accountable for the creation of a compelling product proposition and maintaining the definition of the portal, functionality and commercial drivers of the solution. This is a new addition to the organisation though expectations are high as is the belief that the portal will become increasingly important as an online channel to payment services. This function will become a primary growth driver for the organisation and taking into account the initial stages of development, this is a significant opportunity to help shape the product and the way it is offered to the market. This is a hands on position with, and a chance to help create and build a brand and identity. Ideally you will have B2C experience and a strong payments or digital background. A wide range of industries will be considered, though it is preferable if you have worked in payments, a dot com environment or consulting and have recent broad financial services experience. It is important that you have experience with consumer facing web and e-commerce services. TO APPLY FOR THIS EXCITING OPPORTUNITY GO TO http://www.cardandpaymentjobs.com/hot/jobs/product-manager--payments-644.htm

EMV Consultant - needed Preston UK

EMV CONSULTANT
My client, a market leader are recruiting for a EMV Consultant – Smart Cards to advice, project manage and support their clients with the migration to EMV and the exploitation of wider smart card/SIM card capabilities and offerings. You will support EMV strategy (technical), business requirements, solutions, implementation and IT in a customer facing role with International travel. The successful candidate will have a strong background in smartcard, EMV and SIM card systems and programs, having had involvement with banking or financial systems. Your experience should have been gained with a card issuing and/or acquiring bank, transaction processor (e.g. FDI), software vendor (e.g. ACI), card supplier (e.g. Gemalto ) or card scheme (e.g. VISA). You should have a strong overall knowledge of the cards industry. In addition you should have experience in a few of the following areas – card issuing / acquiring strategy, EMV card issuing and personalisation, wider business opportunities for smart cards (e.g. loyalty, RFID and ticketing), risk management, business case for EMV migration, Smartcard Management Systems, Card scheme mandates and strategies, clearing and back-office functions, Smartcard implementation projects. More specifically experience in projects relating to EMV card settings, Contactless, multi applications, PKI, GSM (SIM); EMV devices (ATM and/or point of sale); EMV/SIM-related security, key management and the role of HSM’s; Authorisation processing in an EMV environment; Pin change; EMV Script processing from card and issuer perspective; Card scheme network protocols supporting EMV; the technical aspects of clearing and back-office functions (e.g. chargebacks) in an EMV environment; testing and certification of an EMV-enabled system. You will be responsible for delivery of EMV consulting assignments across a full project lifecycle (understanding clients, EMV awareness, and training, defining options and solutions and delivery). You should be open to working abroad for periods up to 2 weeks; language skills therefore would be advantageous – French and Spanish.

TO APPLY FOR THIS ROLE GO TO https://www.cardandpaymentjobs.com
or click on http://www.cardandpaymentjobs.com/hot/jobs/emv-consultant-–-smart-cards--875.htm

SENIOR CONSULTANT NEEDED WITH CARD AND PAYMENT BACKGROUND

SENIOR CONSULTANT - CARD AD PAYMENTS
Murray McIntosh's client is a Consultancy based in Central London, with an impressive array of blue chip clients in the Retail Financial Services and Payments Space.

The consultancy offers a strong combination of skills including:

- Payments Business strategy
- P&L product expertise
- Risk and Fraud Management
- Technology and architectural skills
- Programme Management

Throughout its 10 years our client has achieved impressive and consistent growth, supporting clients to design, implement and manage business solutions for their major business initiatives.

With a prestigious Tier 1&2 client list including the likes of Visa, MasterCard, Barclays, Lloyds Banking Group the organisations ambition is to grow substantially over the next few years through further expansion of its client base and the projects it delivers.

As part of this plan and to support this growth, we are looking for an experienced professional to join the team.

Ideally you will have a background in Retail Banking and/or Payments, with exposure to a consultancy firm a plus.

The successful candidate will have a background in the delivery of business solutions, in this role you will:

- Deliver a wide variety of projects such as:
a) Market, customer and competitor analysis
b) Business and operational design of business solutions
c) Identify, define and deliver new business propositions
d) Business requirements analysis
e) Evaluate and select vendors
- Demonstrate delivery capability
- Drive projects forward

Requirements:

- Experienced delivery practitioner – minimum of 3-5 years
- Knowledge of the payments value chain
- Programme and project management experience
- Management capability
TO APPLY NOW FOR THIS EXCITING OPPORTUNITY GO TO http://www.cardandpaymentjobs.com/hot/jobs/senior-consultant-651.htm

Credit and Service Fee Manager – Montreal – Canada – Tax Free Salary

Credit and Service Fee Manager – Montreal – Canada – Tax Free Salary ( if not currently residing in Canada)c$80k CD plus package with re location assist – International Travel
A large international aviation organisation is now looking for an experienced credit card account management/business development professional. This is an international role based out of Montreal.
Also requires fluent Spanish as well as English. Reporting to the Assistant Director - Financial Services and Service Fee, the incumbent will be responsible for managing, in conjunction with the Service Fee Analysts, the end-to-end  Central Support financial and customer service operations for all countries where this service is now operational and centrally supported.
Manage all aspects of implementation of new service fee markets (card settlement contracts, pricing, GDS & BSP Data Processing Center testing) - Create and implement strategies for TASF service expansion into new markets in collaboration with stakeholders.
Must  have a University degree.
At least 7 years' experience in Marketing, Commerce, Business Management, or Project Management.
Good knowledge of credit card systems and/or GDS and/or BSP systems experience.
TO APPLY FOR THIS FANTASTIC OPPORTUNITY GO TO http://www.cardandpaymentjobs.com

SENIOR CHANGE MANAGER NEEDED

SENIOR CHANGE MANAGER- Northampton Based
Our client is looking for a Senior Change Manager to join their team to define the content and direction of change projects in order to support the high performance delivery of change projects.

Main responsibilities will include:
· Establish and anchor the change project to facilitate transition to the target state and decrease a project's deployment risks.
· Includes defining the target state, identifying change structure roles and responsibilities, assessing and classify impacts of the change on stakeholders and stakeholder groups, defining the appropriate change initiatives to manage the impacts of the change and developing and updating the Change Plan.
· Manage activities in a change project.
· Includes engaging stakeholders in the change effort and ensuring they ready to adopt the coming changes, measuring and reporting change progress, assessing business readiness and supporting change adoption.
· Plan and support labour relations and/or employee relations discussions, as necessary.
· Identify behaviors needed to enable the change and coach and prepare individual leaders to lead the change and facilitate alignment of project objectives among the leaders.
· Project manage all aspects of a change project, including project planning, estimating, budgeting, resource allocation, financial management and time management
· Coach and mentor Change Managers on the skills and capabilities required by high performing change professionals

The successful candidate will have experience of effectively providing change management and project management, possess expertise in change management methods and tools as well as sound commercial judgment and overall understanding of the Financial Services Industry

GO TO http://www.cardandpaymentjobs.com to apply for this and othere exciting opportunities

SENIOR TEST MANAGER

SENIOR TEST MANAGER
Our client has an opportunity available for a Senior Test Manager to join their team to identify, quantify, plan and control all business testing related activity on change projects in order to support the high performance delivery of change projects.
Main responsibilities will include:
· Lead business testing functions on multiple concurrent complex projects
· Evaluate business requirements in devising a business test strategy
· Assess design and implementation options to ensure that the test strategy addresses the full requirement
· Oversee the delivery of pragmatic business and operational design solutions which maximise benefits while achieving the desired business outcomes 
· Assess and design new business change processes, systems, products and services on a change project
· Ensure all governance, risk management, controls and compliance requirements are considered during test planning and execution
· Develop and implement new business change processes, systems, products and services to support testing on a change project.
· Provide an aggregate high level view of the combined proposed testing strategies and ensure alignment with the change solution.
· Manage interdependencies across projects/programmes and leverage synergies across projects/programmes to maximise return on investment.
· Review the to-be business process design to understand organisation/role impacts and create role descriptions for business process roles
· Manage and provide objective feedback on Testers during each project ‘assignment’
The successful candidate will understand at a high level the interface between complex business needs and the complex legal and regulatory environment in which the business operates, have an overall  understanding of the Financial Services industry as well as  being able to juggle priorities, multi- task and flawlessly execute at speed
To apply for this and other exciting roles within cards and payments go to   http://www.cardandpaymentjobs.com/hot/jobs/senior-test-manager-573.htm

REGULATORY COMPLIANCE MANAGER - NORTHAMPTON

REGULATORY COMPLIANCE MANAGER - MONITORING
Excellent Basic Salary plus major banking group benefits
Northampton
OVERVIEW
The Legal function of this major bank is evolving, and they are diversifying along with the business to provide first class Regulatory Compliance, Legal Support and policy guidance on all business activities, and this is supporting our growth agenda in the long term.
They are now looking to recruit a Regulatory Compliance Manager to join their skilled team in Northampton. Working as part of the team you'll be a valued contributor in ensuring the Regulatory Compliance team is seen as a "centre of excellence" for all statutory and voluntary regulatory matters.
As part of this role you will be responsible for enhancing the Compliance Culture within the organisation by developing in conjunction with the Senior Compliance managers and Compliance Director effective relationships with key business areas.
SKILLS & EXPERIENCE
To be successful in the post you will have a good understanding and appreciation of statutory and voluntary rules and regulations as they apply in the payments/banking sector, for example in respect of FSA, I(COB), outsourcing and complaints and BCSB.
The successful applicant will be a subject matter expert on the regulatory rules and requirements of their Technical Team and will work closely with the business to ensure all BAU activity/changes and projects within the organisation operate and are set up appropriately.

Go to http://www.cardandpaymentjobs.com to apply for this and other exciting opportunities

TECHNICAL BUSINESS ANALYST / SYSTEMS ARCHITECT

Consult Hyperion is currently assisting a client in their need for a Technical Business Analyst/Systems Architect for an initial 3 month contract based in London, starting ASAP.

The Business Analyst / Systems Architect will need to have experience in payments and mobile as well as a good knowledge of some of the following:
· Smartcard / SIM based applications
· Card payments schemes
· Standards such as EMV, ISO 8583 and Global Platform
· Knowledge of mobile technologies such as NFC and smart phone applications

Experience in Banking and / or Mobile Telco sectors would be advantageous.
Go to http://www.cardandpaymentjobs.com/hot/jobs/technical-business-analyst----systems-architect-516.htm to apply for this exciting opportunity

TEST ANALYST

TEST MANAGER
An opportunity has arisen for a Test Manager to provide support to identify, quantify, plan and control all business testing related activity on change projects.
Main responsibilities will include:
· Provide support to business testing functions on projects
· Work with business-side clients early in the change project to produce a clear sets of testing requirements to inform work in the project testing phase
· Develop and explore innovative options to address testing requirements 
· Oversee the delivery of pragmatic business and operational testing strategies which maximise benefits while achieving the desired business outcomes 
· Assess and design new business change processes, systems, products and services to support testing on a change project
· Ensure all governance, risk management, controls and compliance requirements are considered during development of testing requirements and designs
· Develop and implement new business change processes, systems, products and services to support testing on a change project. Provide an aggregate high level view of the combined proposed solutions and ensure alignment with the change solution.
· Manage interdependencies across projects/programmes and leverage synergies across projects/programmes to maximise return on investment.
· Review the to-be business process design to understand organisation / role impacts and create role descriptions for business process testing roles
· Provide specialist, objective and analytical insight on all business testing related activity on a change project.  Lead / contribute (as appropriate) to Project, Programme and Cluster level
The successful candidate will be able to provide leadership to the Testing function, understand at a high level the interface between complex business needs and the complex legal and regulatory environment in which the business operates as well as having an overall understanding of the Financial Services industry.

Go to http://www.cardandpaymentjobs.com

BUSINESS IMPROVEMENT MANAGER NEEDED - NORTHAMPTON, UK

Business Improvement Analyst
Our client is looking for a Business Improvement Analyst to be responsible for delivery of Business Improvement function to support delivery of change.
· Deliver process improvement, analysis and business process management functions - either as standalone process re-engineering projects or as part of wider programmes of change
· Work with business-side clients to analyse and assess business processes and produce solutions, recommendations and requirements which enable the business to realise their required benefits
· Support business case development in support of process improvement
· Deliver of pragmatic business & process improvement activity which maximise benefits and achieve the desired business outcomes
· Assess and design new frameworks to support the business in achieving Continuous Improvement within Global Operations
· Ensure all governance, risk management, controls and compliance requirements are considered during development of requirements and designs
· Develop and implement new business change processes, systems, products and services on a change project.
· Manage interdependencies across projects/programmes and leverage synergies across projects/programmes to maximise return on investment. Provide specialist, objective and analytical insight on all business process design and analysis related activity on a change project. 
· Become a Subject Matter Expert in Continuous Improvement toolsets and methodologies (e.g. Lean and Six Sigma)
The successful candidate will have experience of process improvement, analysis & design to business change projects, be able to communicate effectively at all level as as well as being able  to juggle priorities, multi- task and flawlessly execute at speed 

To apply for this opportunity in a blue chip organisation, go to http://www.cardandpaymentjobs.com/jobs/business-improvement-analyst--466.htm

Lead software tester needed - ISO 8583 - UNIX - Visa Europe - Reading based

Software Tester (Lead Tester) required with card payments system, ISO 8583, test experience on UNIX platforms. We are seeking a Lead Software Tester with demonstrable experience of managing multiple test projects in a software/systems based environment. Experience of a card payments domain/environment is essential for this role including ISO 8583 on UNIX platforms. The role will interface with developers and business analysts in designing, documenting and executing manual tests using a variety of automated tools. Experience/exposure to Quality Center and possession of ISEB foundation certification would be highly desirable. This is an exciting/challenging Lead Tester position within an environment with multiple career paths on offer.

GO TO https://www.cardandpaymentjobs.com TO APPLY FOR THIS OPPORTUNITY

Senior Manager, Mobile Strategic Alliances

SENIOR MANAGER, MOBILE STRATEGIC ALLIANCES
JOB PURPOSE
This organisation's success in leading the mobile payments space requires reaching out beyond the traditional payments ecosystem to work with new partners collaboratively. Mobile operators and handset manufacturers are key partner-suppliers to enable mobile contactless payments using SIM technology and new NFC handsets coming to market. The effective delivery of products to drive mobile payments is a key pillar in helping to deliver my client's vision of displacing cash and growing e-commerce revenues. The mobile payments ecosystem involves a number of new players that are new to the market, requiring the organisation to interact with, communicate with and find new models and ways of working to deliver mobile payment services to consumers. Building and maintaining relationships with mobile operators and handset manufacturers is key to ensure that the organisation can reach all consumers with next-generation payment services enriched by mobile technology. The role involves working with a wider team to engage key European operators to find the right commercial and business solutions which leverage these players’ assets, achieve mass market scale for commercialisation and ideally, create a win-win for all involved in bringing mobile payments to consumers.
KEY FOCUS OF THE ROLE
The key objective of the role is to manage the interaction and mobile development activities with mobile operators and handset manufacturers by actively promoting the organisation and it's technology to both large European mobile operators and handset manufacturers. The objective is to build long-term sustainable relationships with these new partners by enabling them with the organisation's mobile technology and expertise, thereby creating additional value to Issuers through collaborative working relationships.
SKILLS & EXPERIENCE
• A mobile expert with some knowledge of mobile contactless payments, the mobile and handset industries and an appreciation of collaborative relationships required for success in converging industries
• Capable of understanding both business and product aspects of mobile NFC and other emerging mobile payment products, including the strategic implications of a changing payments ecosystem
• Ability to promote, explain and position products and services to handset manufacturers and mobile operators in a language they understand, highlighting what is relevant to then
• Understanding of mobile industry and space as well as the basics of SIM card and/or smart card technology
• Track record of driving complex projects and/or relationships
• Ability to influence and build relationships at multiple levels in the telecommunications industry.
• Business knowledge of mobile technology and mobile industry
• Quality people skills with the capability to build sustainable relationships
• Dependable, proactive and articulate with excellent organisational, written and oral communication skills
• Significant experience in market and business development
• Ability to work iteratively to build, refine and create new mobile products
• Ability to negotiate and gain buy in from both internal and external stakeholders
• Ability to take calculated risks to achieve results
GO TO https://www.cardandpaymentjobs.com to apply for this exciting opportunity

VISA EU RECRUITING!!!

GO TO WWW.CARDANDPAYMENTJOBS.COM TO VIEW THE LATEST TECHNICAL ROLES FROM VISA EU BASED IN READING.
ALSO, EXCITING OPPORTUNITIES IN FRAUD AND A FRENCH SPEAKING ACCOUNTANT NEEDED TO SUPPORT THE PARIS OFFICE (LONDON BASED)
GO TO WWW.CARDANDPAYMENTJOBS.COM FOR MORE INFORMATION AND HOW TO APPLY
HUNDREDS OF CARD AND PAYMENT JOBS AVAILABLE!!!!

Business Partner - Visa France & Support

Business Partner – Visa France & Support

Job Purpose:
• To provide financial & commercial support to the Visa France, SVSPS and Finance divisions in order to assist the EVP and senior management to achieve its budgeted and strategic financial goals.
• To act as a Finance Business Partner to the France, SVSPS and Finance divisions by providing reporting, analysis and advice on all matters relating to Revenues, Expenses, project Finance and Balance Sheet matters.
• To act as an effective business challenge in respect of performance against budget, budget setting, planning, scorecards and viability of new initiatives; e.g: product/service profitability.
• To analyse and interpret data to ensure appropriate commercial decisions can be made by the EVP of the relevant division.
• To provide appropriate accountancy support for major divisional projects ensuring they are delivered on time and within budget and ensuring control mechanisms are implemented.
• Without this function these Divisions would receive vanilla financial reports without analysis and interpretation.

Key Accountabilities:
This role reports into the Head of Management Information and will have the following responsibilities:
• Oversee Divisional Revenue, Expense and Balance Sheet accounting: Ensure the appropriate processes, systems and controls are in place for journal posting to timely and accurate revenue, expenses and balance sheet items. This is to ensure integrity of data recording and thereby accurate reflection in the company’s books and records in accordance with accounting standards.
• Revenue, Expense and Balance Sheet reporting: To understand, interpret and communicate (written and verbal) current financial position with value added and insightful analysis to ensure the MI and analysis that the EMC, Divisional and cost centre managers, Head of MI and CFO receive is accurate and appropriate.
• Revenue, Expense and Balance Sheet planning, budgeting and forecasting: Use underlying trends, future business plans and external market factors to assist with the composition of; short term forecasts (current financial year), budgets (next financial year), 3 year plans and forecasts. This is to ensure the MI and analysis for budgeting and planning that the EMC, Divisional and cost centre managers, Head of MI and CFO receive is accurate and appropriate.
• Business Knowledge: Maintain and build a detailed knowledge and understanding of the divisions business drivers and have a comprehensive understanding of how this fits into the overall Visa Europe business strategy.
• Business Driver analysis: Understand, interpret and communicate (written and verbal) the impact of key statistical drivers (e.g. POS data) with value added and insightful analysis to ensure the MI and analysis that the EMC, Divisional and cost centre managers, Head of MI and CFO receive is accurate and appropriate.
• Ad hoc reporting: Generate one off reports and analyse results for Divisional and cost centre managers to explain variances and trends not covered by standard reporting.
• Stakeholder Management: Develop and maintain strong working relationships with the EVP of the division and their direct reports and within the Finance division. This will allow effective business challenge in respect of performance against budget, budget setting and viability of new initiatives and leadership skills needed to delegate to and motivate members of the Finance division.
• Management responsibility for a supporting Business Analyst

Essential Criteria:
• The successful candidate is likely to be ACA/ACCA/ACMA qualified
• The successful candidate is likely to be educated to degree level or equivalent
• The post holder will likely possess a minimum of 3 years PQE
• The post holder will likely possess a minimum of 5 years in a MI related role, incorporating planning and reporting duties
• The successful candidate will speak fluent French
• The successful candidate will be prepared to travel regularly to the Paris office
• Excellent presentation skills
• Excellent MS Excel skills
• Excellent interpersonal and communication skills
• Excellent analytical and problem solving skills
• Good MS Powerpoint skills
• Strong people management and stakeholder management skills
• Ability to interrogate data and ask probing questions to determine information

Desirable Criteria:
• Card Services or Financial Services (preferably Retail Banking) preferred
• Knowledge of Hyperion financial suite

If you would like to apply for this exciting opportunity, please go to www.cardandpaymentjobs.com

LATEST VISA EUROPE FRAUD ROLES ON WWW.CARDANDPAYMENTJOBS.COM

Go to www.cardandpaymentjobs.com for the latest fraud roles from Visa Europe.
Fraud Prevention Specialist, Fraud Prevention Senior Manager and Fraud Sales & MI Executive needed for Visa's Paddington office.
Go to www.cardandpaymentjobs.com for more information and how to apply.
Good luck with your search

www.cardandpaymentjobs.com welcome the USA and Canada

The latest jobs on the card and payment job board  http://www.cardandpaymentjobs.com/  now include those in the USA and Canada.


The jobs now extend beyond the UK and the rest of Europe so logon now to view the latest exciting opportunities.


Good luck with your search !!!

STRATEGY AND PLANNING MANAGER

Strategy and Planning Manager needed - card and payment industry
A leading Financial Services Organisation is recruiting for a Strategy and Planning Manager. Identification of strategic issues relating to the organisations strategic agendas including Processing Services (the processing PL business) plus three shared service units: IT, Change Governance and Business Operations. Successful candidates will have cards and payments experience as well as ·the ability to apply previous business experience to resolve issues in the current business environment. A consultative approach and business outcome focused is also neccessary for the role.
This is an exciting oppportunity to join a dynamic environment within a leading Cards and Payments Organisation.

To apply for this exciting opportunity, go to http://www.cardandpaymentjobs.com/

PRODUCT MANAGER, ONLINE PAYMENTS

An excellent opportunity has arisen for an interim Product Manager to join a leading Payments Organisation to work on a new programme delivering an innovative e-Commerce product.
Essential Skills
* Strong background being responsible for the functional requirements and consumer journeys of consumer facing websites
* Previous experience of delivering low abandonment, high conversion online checkouts with large online merchants or PSPs
* Strong knowledge of websites that manage complex user scenarios such as registration and authentication elements
* Strong design life cycle experience - business requirements gathering, wireframes, storyboarding, usability, exception management
* Experience of interacting with and supporting development teams in the building out of designed UI's
* Previous experience with large online merchant checkout UI & processes or e-commerce platform/PSP checkout & UI.
* Or previous experience with transaction based online consumer self service portals e.g. credit card or online banking.
* Strong stakeholder management skills and able to lead review sessions
* Experience of working closely with functional owners to design & document product features.
* Experience of large scale application development
* High quality documentation skills.
Beneficial Skills:
* Electronic Commerce and merchant systems.
* High volume transactional systems.
* Experience of payment cards.
* Agile Development methodologies.
* Experience of mobile payment applications desirable.
* Experience of Accessibility standards implementation
* Experience of user/usability testing process
Travel:
* Occasional travel throughout Europe.

FOR MORE INFORMATION AND HOW TO APPLY GO TO http://www.cardandpaymentjobs.com/

TECHNICAL MANAGER, SMART CARDS

TECHNICAL MANAGER, SMART CARD BASED IN UK, HOME BASED ROLE WITH INTERNATIONAL TRAVEL £ NEGOTIABLE Our client Organisation is a world leader in promoting Smart Card Industry Standards across all possible applications. They are now looking to recruit a Technical Authority to oversee all technical activities. The role focuses on interacting with Member Organisations, working with leading technical teams and business requirements across the Industry to ensure that technical innovation continues to progress and that new opportunities are maximised. With a strong background in Smart Card technology (EMV, Key Management, deep knowledge of smartcard OS ) it is essential you have experience to specification level coupled with strong customer facing skills. You will work closely with leading industry figures to oversee Technical Aspects of Smart Card products, both current and future, ensuring integrity in technical documentation and brand. The role is high profile and will suit an individual with the ability to think strategically, keen to influence and promote the future of Smart card technology.
Key Responsibilities
* Management of all Technical Activities working with Member Organisations
* Close interaction with the Commercial Director and Members to ensure that specifications match business needs and ensuring compliant products enter the market
* An ability and enthusiasm to direct and innovate, driving the technology into expanding existing markets and new markets.

Activities/Tasks
Managing all technical aspects of Member activities
* Leading and directing new initiatives where there is impact on specifications
* Managing the impact of International Standards and becoming our client¹s technical authority on other standards bodies
* Presenting the technology at industry training events and supporting marketing and business development activities from a technical perspective
Managing and maintaining all Technical Documentation Management of type approval, ensuring the integrity and protection of the brand
* Specifying and implementing policies and procedures
* Assessing products submitted by Members to ensure compliance Enhancing participation and awareness from the developer community andproviding high level technical support for the customer service team as required

The position has global reach and will require some domestic travel andinternational travel approximately quarterly.

FOR MORE INFORMATION AND HOW TO APPLY GO TO http://www.cardandpaymentjobs.com/ AND TYPE IN 'TECHNICAL MANAGER' IN THE SEARCH BOX

PRODUCT MANAGER - COMMERCIAL CARDS

Commercial Cards / Retail Banking / Product Strategy / Propositions Management / Product Propositions Marketing

A Product Manager is required by a market leading Payments Organisation, to join their Commercial Solutions team in London, specifically to develop and implement the product strategy for a Business Debit product.
Key Accountabilities:

• Working within the B2B segment, with a focus on the SME sector, you will be responsible for the development and implementation of the product strategy for the Business product programme, including specific responsibility for the Business Debit Product.
• The strategy includes propositions management, you will have responsibility for the end-to-end development and packaging of Business propositions, including developing; maintaining and communicating product & marketing sales support tools. 
• In addition, the identification of relevant and new services and on-going development and refreshment of product sales collaterals to support the sale and implementation of the Business product programme. 
• A key success component in this role will be to regularly update and train the Relationship Management team and to build the robust business benefits to support the business case.
• You will be required to work proactively with the Relationship Management teams across the European Region to support new issuers and new markets whilst utilising marketing tools to enable existing issuers to grow POS volumes.  

Key Skills & Experience:

• The successful applicant will have proven product propositions marketing experience within Commercial Cards & retail banking.
• Experience of developing strategies in a business to business environment with a strong focus on delivery
• Good innovation skills with the ability to recognise the need for change and new ideas
• Clear achievement drive and proven attitude and self-motivation to establish and achieve goals and targets
• Credibility to convince and negotiate with senior bankers; strong relationship skills with the ability to gain confidence of customers, establishing open and effective relationships with all parties
• Budget Management skills are required
• Fluent English and preferably a second EU language. Excellent written, verbal and interpersonal communication skills

To apply for this exciting opportunity, go to www.cardandpaymentjobs.com
This role was posted on www.cardandpaymentjobs.com by Mostyn Chase

Lead software tester needed - Visa Europe - Reading based

Software Tester (Lead Tester) required with card payments system test experience.

Visa is seeking a Lead Software Tester with demonstrable experience of managing multiple test projects in a software/systems based environment. Experience of a card payments domain/environment is essential for this role. The role will interface with developers and business analysts in designing, documenting and executing manual tests using a variety of automated tools. Experience/exposure to Quality Center and possession of ISEB foundation certification would be highly desirable. This is an exciting/challenging Lead Tester position within an environment with multiple career paths on offer.

Visa Europe is a membership association - an organisation owned and operated by its 4,500 European member banks. In October 2007, Visa Europe became independent of the new global Visa Inc., with an exclusive, irrevocable and perpetual licence in Europe. As a dedicated European payment system it is able to respond quickly to the specific market needs of European banks and their customers - cardholders and retailers, and to meet the European Commission's objective to create a true internal market for payments. Visa enjoys unsurpassed acceptance around the world. In addition, Visa/Plus is one of the world's largest global ATM networks, offering cash access in local currency in over 170 countries.

To apply for this role go to http://www.cardandpaymentjobs.com/ 

SENIOR MANAGER, VERIFIED BY VISA (E-COMMERCE) - LONDON

Visa Europe is looking for a Senior Manager, Verified by Visa.
Visa Europe is the leading method of payment online in Europe today with more ecommerce consumers choosing to pay with Visa than any other brand. Visa Europe is working to maintain and extend their market lead and is looking for exceptional ecommerce talent to help.
The Senior Manager will be the business owner of Visa Europe’s Verified by Visa (VbV) product and associated authentication strategies.   VbV now represents over 40% of all visa eCommerce transactions and continues to be at the core of Visa’s online security proposition.  The capability also forms the foundations of the future elements of the Visa 2.0 vision.
The Senior Manager will be expected to successfully lead VbV’s development and management through strong business analysis and product management. The Senior Manager must ensure that Verified by Visa remains fit for purpose and grow VbV’s market share in European ecommerce.
Key Accountabilities:
The Senior Manager will work cross-functionally to continually analyze the business needs, refine the product offering, and define the go-to-market strategy. The SENIOR MANAGER will help internal and external groups understand the product positioning, key benefits, and target customer. The SENIOR MANAGER will also serve as the internal and external evangelist for the product offering, occasionally working with the sales channel and key banking and merchant customers.
• Own and manage the launch of major new releases, involving coordination of large, virtual teams from across the business
• Coordinate cross-functional teams and communicate with internal and external parties while meeting tight deadlines
• Develop business plans to maximise and leverage existing partner relationships
• Conduct financial and feasibility analysis of new product opportunities and promotions to meet and exceed revenue, profit and growth targets
• Monitor competitor performance and market developments
• Lead the engagement with Visa Inc on major product strategy initiatives
The role will also have line management responsibility for one Product Manager whose primariy accountabilities are to manage the product on a day-to-day basis.
Essential criteria:
The successful candidate will have proven quantitative analytical capability, project management skills and a track record of delivering results.  They must be a self-starter with a passion for payments and ecommerce. They must have a high level of flexibility, and able to effectively prioritise and multi-task. A strong customer focus, commitment, and a sense of humour are essential.
A good understanding of the Verified by Visa product and other online authentication products is required.
• A strong background in product management and/or marketing is required, preferably within a major ecommerce brand
• Strong project management skills with experience with work prioritisation, planning, influencing and working in cross-functional teams
• Proven quantitative analytical skills, including a high degree of aptitude with tools such as Excel and Access
• Broad commercial awareness developed in a fast-moving, innovative environment
• Ability to think strategically
• Excellent attention to detail
• Exceptional interpersonal and communication skills
• Experience negotiating and securing cross-functional consensus and support
• High level of computer literacy

Desirable criteria:
• Ideally a minimum 5 years internet / ecommerce experience at a major internet / ecommerce company with increasing levels of product management responsibility
• Ideally a minimum 2 years experience working with internet payments
• A working knowledge of online and ecommerce fraud
• Commercial negotiating experience

To apply for this exciting opportunity, please go to www.cardandpaymentjobs.com

SENIOR MANAGER, ONLINE PAYMENTS PROCESSING

A position for a Senior Manager with Online Payments Processing experience has arisen. Based in London with excellent salary and benefits.

The company is a  leading UK payment services organisation.

The key responsibilities of this role are:

To ensure that their Online Payments product road-map and developments are prioritised, managed and delivered in-line with the company's overall strategy, with a view to delivering:

• business stability and growth (in the UK and abroad)
• increased profit
• market differentiation and leadership

The successful candidate will be responsible for product demonstrations and training for their customers and partners, providing subject matter expertise. Therefore an understanding of payments services and the e-commerce market is essential. The successful candidate will have excellent technical expertise within the Payments industry, particularly around the e-commerce sector, payment gateways and related payment methods.

This position requires someone who is highly customer focused and has a strong commercial awareness & technical understanding of the Payments sector.

For more information on this exciting opportunity and how to apply go to http://www.cardandpaymentjobs.com/

Market activation opportunites at Visa - London based

There are 2 Market activation opportunites at Visa - London based with responsibility for Northern and Southern Europe.

Visa Europe is owned and operated by more than 4,000 European member banks and was incorporated in July 2004. In October 2007, Visa Europe became independent of the new global Visa Inc., with an exclusive, irrevocable and perpetual licence in Europe. As a dedicated European payment system it is able to respond quickly to the specific market needs of European banks and their customers - cardholders and retailers - and to meet the European Commission’s objective to create a true internal market for payments.
Visa enjoys unsurpassed acceptance around the world. In addition, Visa/PLUS is one of the world’s largest global ATM networks, offering cash access in local currency in over 200 countries.

These roles are accountable for developing, implementing and evaluating the communications plans and activities for their markets

The successful candidates will demonstrate the drive to lead the communications agenda for their markets working within a centralised approach whilst delivering the most effective solutions for each territory covered.
The person needs to be both ‘hands on’ in terms of implementation and also add real value in the strategic planning of communications.
The role requires an experienced communications expert, likely to have previously worked as a Senior Brand Manager (FMCG) or an Account/Planning Director at a communications agency.


Essential criteria:
• Extensive experience within marketing or communication roles covering financial services, FMCG, telecommunications or technology sectors.
• Demonstrable experience of managing and developing a team
• Experience of working across multiple European markets and cultures
• Good understanding of both ‘traditional’ and new/innovative media/communication channels
• Proven ability to show understanding of ROI and other marketing KPIs.
• Ability to multi task, prioritise according to business objectives, cope under pressure and deliver to tight deadlines
• Experience of using communications for customer acquisition
• Experience in developing and delivering promotions – including brief, mechanics, legalities, creative and fulfilment including the complexities of Visa’s ability to ‘see’ all data
• Strong presentation skills, both in putting presentations together and their delivery.
• Excellent influencing and communication skills to manage senior level internal and external stakeholders and to secure buy-in
• Team player to work in a matrix management organisation with a ‘can do’ attitude and a flexible approach to working – i.e. ‘Do what needs to be done’ – capable and determined to make things happen
• Proven ability to manage significant budgets

These are exciting opportunities to progress your career in a pan-European environment dealing with the biggest brands in the Financial Services sector.

For more information on the roles and how to apply go to http://www.cardandpaymentjobs.com/

Senior Manager-Payments needed for Nationwide Building Society

Nationwide Building Society seeks Senior Manager – Payments

Nationwide, the world's biggest building is looking for a Senior Manager – Payments to lead their Service Managers.

Nationwide has assets worth around £190 billion.

They are the UK's third largest savings provider and third largest mortgage lender.

Setting the pace

Nationwide is one of the largest funders of social housing in the UK.

In the year to April 2010 Nationwide's products featured in best buy tables in national newspapers over 600 times.

In 2009, Nationwide won over 10 major awards from independent organisations for its products and services including: most trusted financial services company, most trusted savings provider, most trusted mortgage provider, best building society, best overall online provider, and best mortgage customer service.

In 2009 Nationwide was named as one of the world's top 50 safest financial institutions by Global Finance magazine.

In 2009, they expanded their savings operation into the Republic of Ireland with the opening of Nationwide UK (Ireland), headquartered in Dublin.

In 2009 Nationwide acquired selected assets and liabilities of Dunfermline Building Society.

In 2008 mergers with The Derbyshire and The Cheshire Building Societies were successfully completed bringing greater financial security to customers of these societies.

In 2007 their merger with Portman Building Society created a society with 14 million members.

In 2001 they launched the UK’s first internet banking service available through a television and set top box.

In 1997 they were the first to introduce a retail internet banking service in the UK.

In October 1995 they became the first building society to launch PC home banking.

In June 1995 they became one of the first financial organisations to have a site on the Internet.

They launched a Visa Delta debit card in 1991.

They changed the face of retail banking in 1987 when they introduced their award winning FlexAccount.

A reputation for integrity

Nationwide has raised awareness of ‘negative order of payments’ practice on credit cards and influenced the Department for Business, Innovation and Skills to include ‘order of payments’ in its review. Unlike many other credit card providers Nationwide operates a more customer friendly ‘positive’ order of payments which means that when you make a payment to reduce the balance on your credit card, they reduce your most expensive debt first.

Since 2008 Nationwide has campaigned for fairness in allocation of payments into the Financial Services Compensation Scheme and a fairer risk based scheme is now planned.

In October 2002 they became the first UK credit card issuer to introduce a 'summary box', outlining all the key rates and charges. As a result of Nationwide's leadership, all credit card issuers are now required to provide a summary box. They have launched a similar summary box for our current account and personal loan products.

Pride in our people

Nationwide has been recognised as an Investors in People organisation since 1992 and they continue to enjoy a successful relationship with IIP and their partners. In 2007 Nationwide was again given Investors in People Champion status until October 2010

Supporting the community

Their members and employees have raised over £6 million for Macmillan Cancer Support since 1993.

They have distributed over 12 million pedestrian reflectors to primary school children to make them much more visible to motorists.

The award winning Nationwide Education web site delivers free financial and safety education to teachers, children and parents has already received over 5.5m 'hits'.

They have invested £3 million in Citizens Advice to fund the recruitment and training of 1,300 volunteers who provide financial education, training and advice on money matters.

They are the major sponsor of Disability Sport Events with a £1million investment in swimming and athletics, stretching to the 2012 Paralympics. DSE organises regional, national and international championships in a variety of sports.

In order to apply for the Senior Manager, Payments role, please go to http://www.cardandpaymentjobs.com/hot/jobs/senior-manager,-payments-194.htm for more information and to progress your application.

Visa Consulting and Analytics awarded MCA membership

In September 2010, Visa Consulting and Analytics was awarded The Management Consultancies Association (MCA) membership and it has now joined a prestigious group of 55 premium consulting firms which includes the Big 4: Accenture, Deloitte, PWC and KPMG. Visa Consulting and Analytics is Visa Europe’s advisory practice. It has been awarded membership of the MCA, which is the representative body for management consultancy firms in the UK.

Visa Consulting and Analytics was founded in 2006 and had quickly established itself as a premium payments consulting business. It has clients across Europe and it helps them get the most out of their payments systems and cards.
MCA in a statement said that VC&A consultants draw from their pan global and European experience to deliver “strategic planning, capability and hands-on implementation of innovative and value creating payment solutions”.
Clients who have used the services of VC&A have consistently given approval ratings of above 85% to the consulting firm. 100% of clients who have used VCC&A have said they would work with it again.
After VC&A won the membership, Peter Ayliffe, President of Visa Europe, said in a statement that they were proud that the firm had surpassed MCA’s stringent entry criteria and become a member. He also said that the firm had, in less than 5 years established itself as a consultancy service to reckon with. He also said that getting membership of MCA was clear proof that VC&A has gained “a clear recognition of the quality and value”.
Alan Leaman, CEO of the MCA said in a statement after the announcement that MCA members gain a badge of quality and the rigorous Code of Practice they follow guarantees clients to believe that they are getting the best of consultancy services on offer. At http://www.cardandpaymentjobs.com/ we have an opportunity to join this prestigious team based out of Visa's Milan office. For more information on this and other exciting roles go to http://www.cardandpaymentjobs.com/

10 things that will get you fired!

Nobody wants to get fired. Most people avoid it by generally doing good work and keeping complaints about their jobs to themselves or close family.

Unfortunately, it's not that simple. There are many things that can get you fired beyond the obvious; you don't have to burn down the office to get your P45.

It may not be fair to get fired because you choose not to shower, think you're smarter than your boss or have issues admitting when you're wrong, but it can happen. Here are ten ways to get thrown off your job.

1. Get Conveniently Sick

It's okay to take sick days when you need them, but if you take too many at the wrong times, it could mean more free time to convalesce.

The same goes for holidays. Ditching the company for a few days of sun and sea in the middle of a busy season reflects poorly on your dedication to the well-being of the business.

2. Lie on Your Job Application

Make sure your application  reflects the job description but if you have not got the skill set or experience, don’t even bother applying.

In the vent you end up getting the job and your performance lags, your CV may be reviewed again. An inconsistency or poorly timed embellishment could be used to get rid of you.

3. Be Disgusting

If you aren't diligent with your hygiene, people probably aren't going to go out of their way to keep you around.

You might think that hygiene habits should be a personal decision left to each staff member's own discretion, but bad body odour goes beyond the cubicle around you….

4. Stay Anonymous

If you always keep your head down, never remind your boss of your accomplishments, and aren't a familiar face to the higher-ups, you aren't going to be remembered for what you're worth when headcount is being shaved.

It's not enough to just work hard, stay late, and be intelligent.

If you don't speak up in meetings and share your ideas, you'll be the one who doesn't have ideas instead of the one who works late and meets deadlines.

5. Never Compromise

An ego is arguably a necessity in the business world. But a big head that's consistently getting in the way of efficiency and teamwork is a head that will roll!

6. Be Ungrateful

With unemployment hovering around 9%, try to be thankful for what you have, instead of whining about what you think you deserve.

Now is not a good time to ask for a pay rise or to tell your boss that the work they are providing you with is beneath you.

7. Don't Respect the Chain of Command

It's likely that the current chain of command in the office has long been in place, and for good reason. Except in the most extreme of circumstances, experts recommend respecting it.

When you're emotionally intelligent, aware of your surroundings and know who the players are, you have a sense of what you should say when, and when you should keep your mouth shut. You know when you should go over someone's head, and when you should follow the chain of command.

No matter how much you hate your boss or how inefficient you think he is, it's usually career suicide to reveal those sentiments to somebody more senior.

8. Spend Time With the Complainers, Non-Performers and Gossips

When company information is leaked or major deadlines are missed, someone will likely be fired. Even if you weren't involved, you don't want your name associated with those of the usual suspects.

9. Never Take Responsibility When Things Go Wrong

 If you make a mistake, don't lie about it. The truth will come out -- and you'll get a lot of negative attention if you're forced to admit you tried to cover up.

10. Take Credit for Other People's Work

No one likes a freeloader. If you are the worker who never presents an original thought at work, or you take credit for others' accomplishments, you're likely to find yourself out the door.

For the latest job in the card and payment industry  go to http://www.cardandpaymentjobs.com/ 

Working your next job….

Looking for a job can feel like a job in itself but if you follow some basic rules you can make the experience easier...

Don’t hold back information – it can make you look shifty

It’s important to be as honest as possible with your recruiter about your career, preferences and anything else that could affect your job search from the beginning.

Don’t forget to mention any personal obligations and other things that might interfere with your job search. Bringing these issues up at the last minute can be a deal-breaker.  

Changing the game at the last second with a hiring company makes you look complicated for no reason at all.

Avoid  jargon

Make sure your CV talks in a language that someone outside of your current company will understand. Don’t use in-house terminology and don’t make your recruiter or prospective employer have to translate what you're saying.

Talk to them in terms of their  needs and what you will do for them.

Don’t assume that a headhunter will do all the work for you

The biggest misconception a job seeker makes is that they assume that because a headhunter agrees to meet them, that headhunter will find them a job. 

In reality, if the companies headhunters work with don’t pick up on your CV, the situation is out of the headhunter’s  hands.

The role of a headhunter is to find the right candidate for the client who hired their recruitment services - not to find a job to every single job seeker who contacts the recruiting firm.

Tailor your CV for each opportunity

Not tailoring your CV to a specific job tells a recruiter that you are either lazy or the wrong candidate for the position.

Whether you are using a headhunter or applying directly through a company’s website, always tailor your CV towards the position and job description.

There is nothing wrong with having different versions of your CV as long as everything you state is the truth.

Always check for spellings and grammatical errors. Make sure the format is easy to read and the content is relevant to that specific role.

It is not a headhunter's responsibility to re-write your CV.

Don’t apply for jobs you are not qualified for

Be realistic about the jobs that you apply for. Don’t bother applying for jobs that you want or think you can get (when you know you can’t) … rather apply for jobs that you are qualified for.

A poor on-line reputation will thwart your chances of getting a phone call from a headhunter

Remember to monitor your online presence on networking sites such as Facebook  (by all means hang on to your Facebook page but keep your privacy settings just that – PRIVATE) and by simply Googling your name. Another way to keep track of what shows up about you online is to create a Google Alert for your first and last name.

Use LinkedIn for professional purposes only – don’t post a profile picture of yourself on your last holiday – no matter how cute you look…

The best time to contact a headhunter is when you are employed

In this market there are many good workers on the sidelines, yet companies still want to see candidates that are gainfully employed and at the top of their game.

In the current climate, you never know if your job could disappear tomorrow so anticipate the problem before it happens by networking and responding to headhunters, even when you're happy with your current job.

Research your potential employer

It doesn’t take long to do some research to market yourself as a candidate and it is well worth the effort in the long run. Find out more about the company, their competitors any relevant trade publications, websites or blogs.

A good recruiter can help you with resources and the results will pay off.

And finally….Don’t harrass the recruiter

Following up with a thank you note or email to remind the recruiter of your skills is appreciated.

What is not appreciated are numerous phone calls or emails requesting an update on your status.

Being assertive is a good thing, but be wary of coming across as desperate or overly insistent. It can make a candidate seem insecure about their abilities.

The secret to getting a job is acting as if you don't need one.

For the latest jobs in the card and payment industry go to www.cardandpaymentjobs.com