YESpay teams up with YES-wallet.com

Global card payments company YESpay has teamed up with YES-wallet.com to provide a hosted Facebook social commerce service dubbed YESfstore, a Facebook storefront with integrated payment services.

By integrating the YES-wallet’s Pouch digital wallet with YESpay’s payment services, the companies now provide a platform which enables retailers and entrepreneurs to sell any goods and services via Facebook storefront pages with integrated web card payments.
YESfstore enables social commerce for merchants as it constructs and hosts their Facebook storefront pages integrated with its Pouch web payment wallet within the YESfstore Facebook shopping basket.
The Pouch wallet is designed to store credit and debit payment card details, payment receipts, loyalty and coupon information and enables customers to carry out payments.
YES-wallet.com, the hosted Application Service Provider (ASP) for YESfstore, features a series of capabilities including product management, order notification and order management.
YESpay has recently partnered with YES-wallet.com to deliver e-Money payment service, a cloud-based NFC contactless payment service for NFC smartphones.

To look at and apply for roles in the card and payment industry, go to http://www.cardandpaymentjobs.com

DataCash launches white label payments gateway

MasterCard’s payments gateway subsidiary DataCash has rolled out a white label payment solution for banks and processors that enables payment, fraud and risk management.

According to Ajay Bhalla, president of DataCash, the launch of the solution is a “great step” towards growing DataCash’s distribution network under the MasterCard company name.

• Features of the DataCash White Label Payment Gateway service include:
• A pipeline solution to make processing less complex
• Multiple payment type management based on channels, geographies and consumer demographics
• Card processing

DataCash said that the company was working on“new and innovative tools” for banks and acquirers.

One of the acquirers using the service is Elavon.

To look and apply for jobs in teh card and paymene industry, go to http://www.cardandpaymentjobs.com

Cash machines which make you watch adverts before you withdraw your money

Cash machines that let you watch adverts to avoid paying fees could be coming to Australia, an industry expert has indicated.
The idea is being trialled after some success in the U.S. and could hit machines that charge soon.

However, customers caught in a cash machine queue are being warned they might be left waiting an extra long time.

Australian banking customers are expected to follow in the footsteps of ATM users in the U.S. and make free transactions if they watch a quick commercial first.

Customers ATM is the country's largest independent provider of ATMs with more than 6,000 terminals.

The company's corporate affairs manager Rohan Martin said the concept could hit our nation's cash machines.


'Time will tell,' Mr Martin said. 'Whilst the very large advertisers see it (ATMs) as an excellent medium, we're mindful that the intrinsic function of the terminal remains.

'That is convenience, it's about people gaining cash in a safe and secure environment and doing that as quickly and efficiently as possible.'

Mr Martin said ATM providers would need to look at the value of wavering or discounting the cost of making a withdrawal if advertising were used.

U.S. company Free ATMs NYC rolled out the concept late last year and millions of users have made the most of fee-free withdrawals by simply watching commercials for up to 30 seconds.

In Australia, consumers are often hit with fees starting from about £1 for withdrawing cash from an ATM if they use a machine that is not linked with their bank.

Australian Bankers' Association chief executive officer Steven Munchenberg said he would be surprised if big banks promoted third-party sources and not their own financial institution on their ATMs.

'Banks already use their ATMs as a form of advertising,' he said.

To view jobs in the card and payment industry go to http://www.cardandpaymentjobs.com

ZipZap Selected As SafetyPay's Preferred Cash Payment Option For All Global Merchants

ZipZap, Inc., the leading global cash transaction network, and SafetyPay, a secure payment provider serving online shoppers, merchants and banks worldwide, today announced that ZipZap's CashPay solution has been selected by SafetyPay as their preferred cash payment option for eCommerce merchants across all channels.

ZipZap's CashPay solution, which enables consumers to make purchases online and pay cash offline in their local neighborhood through a global network of over 700,000 payment centers, will provide SafetyPay with access to the hundreds of millions of cash-preferred consumers worldwide.

Currently World Bank estimates that over 50% of the global population does not have access to banking or credit, while Javelin Research estimates that 30% of consumers will spend more online if they can pay with cash. This new partnership between SafetyPay and ZipZap will provide this growing market segment with secure and convenient payment solution for online transactions.

"We are delighted to partner with SafetyPay and enable their merchants to reach this untapped consumer demographic." stated Alan Safahi, Founder and CEO of ZipZap.

While SafetyPay plans to offer this new payment option to all merchant partners, one of the key industries targeted for implementation will be travel.

SafteyPay's travel industry merchant partners will now have the ability to add an entirely new revenue stream free of chargeback and fraud risk, while giving cash-preferred consumers a secure, convenient and risk-free way to purchase online travel services - something not currently available to them today.

In markets where international credit card penetration is low, local payment options like cash are essential. Not only do they add to consumer convenience, but also potentially increase consumer adoption - statistics show that 52% of customers using cash vouchers for online payment were new customers to the airline. According to Javelin Research (July 2009 Online Spending Research Index) consumers would spend 30% more online if they were able to pay in cash.

"As the emerging leader in secure payments for the airline and travel industry, SafetyPay's decision to partner with ZipZap will perfectly position them to offer cash-preferred consumers worldwide the ability to pay for airline and travel tickets in cash,- something this consumer segment has traditionally not been able to do" added Safahi.

"We are very excited to partner with ZipZap and add CashPay to our payment options for millions of consumers who wish to shop online and book airline and travel tickets with cash in local currency" said Manuel Montero , CEO of SafetyPay.

About ZipZap, Inc.
ZipZap, Inc. is the leading global cash transaction network enabling consumers to use cash to make online purchases, pay bills, and top-up eWallets, prepaid cards and mobile accounts. Through a global network of over 700,000 payment centers, consumers can complete transactions in their neighborhood conveniently and easily using local currency. As an alternative payments provider, ZipZap is redefining the payment experience for more than one billion cash-preferred consumers worldwide.

Founded in 2010, ZipZap is headquartered in San Francisco, California, with operations around the globe.

About SafetyPay
SafetyPay is a global, safe and secure online payment solution that enables online banking customers to make internet purchases from merchants worldwide, and pay directly from their local bank account in their local currency. SafetyPay provides banks with an additional revenue stream and expands their merchants' customer base with an international reach of more than 200 million potential banking customers. SafetyPay also is available through mobile devices and specializes in such key industries as travel and online gaming.

To view jobs in the card and payment industry, go to http://www.cardandpaymentjobs.com

American Express and Morgan Stanley Announce New Co-brand Cards Created Exclusively for Morgan Stanley Smith Barney Clients

American Express and Morgan Stanley Announce New Co-brand Cards Created Exclusively for Morgan Stanley Smith Barney Clients

NEW YORK, March 8, 2012 --

American Express and Morgan Stanley today launched two new co-branded Cards: The Morgan Stanley Credit Card from American Express and The Platinum Card® from American Express exclusively for Morgan Stanley.

The new Cards offer exclusive benefits for Morgan Stanley Smith Barney clients with eligible brokerage accounts(1) and access to American Express' award-winning customer service and Membership Rewards® program. Key features include:

The Morgan Stanley Credit Card from American Express(2)		The Platinum Card from American Express Exclusively for Morgan Stanley(2)
•	10,000 Membership Rewards points after spending $1,000 within 3 months of opening a Card account	•	50,000 Membership Rewards points after spending $1,000 within 3 months of opening a Card account
•	Additional Cards at no annual fee	•	One Additional Card at no annual fee
•	1X Membership Rewards point for all eligible purchases	•	1X Membership Rewards point for all eligible purchases
•	$0 Introductory offer for first year, then $95 annual fee	•	Access to Airport Clubs, $200 Airline Credit, no foreign exchange fees and access to Platinum Card® Concierge
		•	Annual fee of $450

"These new cards advance our commitment to serving our clients' wealth management needs, including investment, credit and cash management, in a comprehensive fashion. We are delighted to partner with American Express, a true leader in the field, to offer clients a convenient way to enjoy superior service combined with an exceptional rewards program," said Shelley O'Connor, Head of the Morgan Stanley Private Banking Group.

"This is an important collaboration for our Consumer Services business and we are pleased to welcome Morgan Stanley to our growing family of partners," said Gunther Bright, executive vice president and general manager, business development and partnerships, American Express. "The benefits, rewards and experiences we're offering through our new Cards reflect the premium value of our brands and our long heritage of award-winning service."

Membership Rewards Program from American Express
Cardmembers are automatically enrolled in the Membership Rewards program and can redeem points for rewards including: vacations, tickets to concerts, the latest gadgets and gift cards to many of their favorite stores. Cardmembers have the option to transfer points directly into many airline frequent-flier programs for award seats or use the Pay with Points feature to book any seat, anytime, on any airline with no blackout dates or other restrictions.

Points have no expiration date, and there is no limit on the number of points a Cardmember can earn. Cardmembers will have an opportunity to earn Membership Rewards points by adding Additional Cards to their account for members of their family or trusted household.

To view jobs in the card and payment industry, go to http://www.cardandpaymentjobs.com

AMEX BRIGHTON - EMV GLOBAL PRODUCT MANAGER NEEDED

EMV Global Product Manager

Brighton

As a global leader in financial services, American Express has built its reputation on continual innovation and forward thinking. And since we’re committed to becoming the world’s most respected service brand, we continually strive to deliver the best possible service to our customers all around the world. 

Right now, we’re looking for an EMV (Europay, MasterCard and Visa) Global Product Manager to join our team in Brighton.  You will be working a fast-paced environment and will have the responsibility of managing and supporting cross-functional, global implementation projects in the area of EMV payments. This exciting and diverse role will also involve you working with vendors and developing strategic and tactical plans to support the roll-out of EMV in the marketplace.

A relationship builder with strong leadership and strategic skills, you’ll have a strong drive for results and the ability to grasp technical concepts. Able to demonstrate good knowledge of end-to-end payment transaction, you also bring with you strong experience in EMV and the Payments industry. In addition, you’ll have excellent global product and project management experience and will have the ability to navigate through matrix management structure and be able to communicate and collaborate effectively with people at all levels.

American Express is recognised the world over as a great place to work. Join us and you’ll find it easy to see why.

To apply fopr this and other EMV opportunities, go to http://www.cardandpaymentjobs.com

The Social : Mobile : Payments | Conference & Exhibition

The Social : Mobile : Payments | Conference & Exhibition will be held April 11-12, 2012 at the World Center Marriott Resort & Convention Center in Orlando, Florida. This CXO level event will focus on the convergence of social media, mobile connectivity and payments technology. Don’t miss the only conference dedicated wholly to the exploration of this new and exciting marketplace.
We invite executives, entrepreneurs, and engineers to attend and participate in this groundbreaking event. New business models are emerging from the intersection of these three separate elements; group buying, and right-now deals are reshaping commerce. Shoppers check-in and check-out with their mobile devices, telling their network, friends and family about their finds, and fails.
Hear compelling presentations from world renowned experts in social media, mobile connectivity and payment technology. Meet and interact with executives, thought leaders, experts and innovators in the social, mobile and payments ecosystems. Participate, embrace & share your findings with your peers, meet like-minded individuals and explore your passions.

For jobs in the card and payment industry go to http://www.cardandpaymentjobs.com

Senior Loyalty Payments Consultant - France

Loyalty Manager for a worldwide Credit Card provider. This 18-24 month contract will be based in Paris. This role requires a solid background in customer loyalty programmes, an understanding of loyalty principles and ability to programme manage cross-functional teams to implement changes aimed at driving enhanced customer loyalty. The programme will involve Loyalty, Strategy and Definition.
Responsibilities:
• Define and implement the Customer Loyalty strategy
• Develop and project manage advanced multi-channel loyalty programmes for the client
• Develop Customer Focus Marketing Strategies
• Oversee the design of each programme and all related features
Requirements and Qualifications:
• French Speaking
• Experience in managing Customer Premium Loyalty programmes
• In-depth knowledge of Customer Loyalty theory and implementation
• Experience with various Loyalty models and their pros and cons
• Experience within Financial Services
• Hands on marketing experience
To apply for this exciting opportunity go to http://www.cardandpaymentjobs.com

10 things that will get you fired!

Nobody wants to get fired. Most people avoid it by generally doing good work and keeping complaints about their jobs to themselves or close family.

Unfortunately, it's not that simple. There are many things that can get you fired beyond the obvious; you don't have to burn down the office to get your P45.

It may not be fair to get fired because you choose not to shower, think you're smarter than your boss or have issues admitting when you're wrong, but it can happen. Here are ten ways to get thrown off your job.

1. Get Conveniently Sick

It's okay to take sick days when you need them, but if you take too many at the wrong times, it could mean more free time to convalesce.

The same goes for holidays. Ditching the company for a few days of sun and sea in the middle of a busy season reflects poorly on your dedication to the well-being of the business.

2. Lie on Your Job Application

Make sure your application  reflects the job description but if you have not got the skill set or experience, don’t even bother applying.

In the vent you end up getting the job and your performance lags, your CV may be reviewed again. An inconsistency or poorly timed embellishment could be used to get rid of you.

3. Be Disgusting

If you aren't diligent with your hygiene, people probably aren't going to go out of their way to keep you around.

You might think that hygiene habits should be a personal decision left to each staff member's own discretion, but bad body odour goes beyond the cubicle around you….

4. Stay Anonymous

If you always keep your head down, never remind your boss of your accomplishments, and aren't a familiar face to the higher-ups, you aren't going to be remembered for what you're worth when headcount is being shaved.

It's not enough to just work hard, stay late, and be intelligent.

If you don't speak up in meetings and share your ideas, you'll be the one who doesn't have ideas instead of the one who works late and meets deadlines.

5. Never Compromise

An ego is arguably a necessity in the business world. But a big head that's consistently getting in the way of efficiency and teamwork is a head that will roll!

6. Be Ungrateful

With unemployment hovering around 9%, try to be thankful for what you have, instead of whining about what you think you deserve.

Now is not a good time to ask for a pay rise or to tell your boss that the work they are providing you with is beneath you.

7. Don't Respect the Chain of Command

It's likely that the current chain of command in the office has long been in place, and for good reason. Except in the most extreme of circumstances, experts recommend respecting it.

When you're emotionally intelligent, aware of your surroundings and know who the players are, you have a sense of what you should say when, and when you should keep your mouth shut. You know when you should go over someone's head, and when you should follow the chain of command.

No matter how much you hate your boss or how inefficient you think he is, it's usually career suicide to reveal those sentiments to somebody more senior.

8. Spend Time With the Complainers, Non-Performers and Gossips

When company information is leaked or major deadlines are missed, someone will likely be fired. Even if you weren't involved, you don't want your name associated with those of the usual suspects.

9. Never Take Responsibility When Things Go Wrong

 If you make a mistake, don't lie about it. The truth will come out -- and you'll get a lot of negative attention if you're forced to admit you tried to cover up.

10. Take Credit for Other People's Work

No one likes a freeloader. If you are the worker who never presents an original thought at work, or you take credit for others' accomplishments, you're likely to find yourself out the door.

For the latest job in the card and payment industry  go to http://www.cardandpaymentjobs.com/