Sage Pay Mobile lets nomadic entrepreneurs take card payment anywhere

New tool designed for small businesses without a fixed location
Sage Pay have introduced a new product that allows entrepreneurs to take card payment from any location – using only their mobile phone.

Sage Pay Mobile has been designed in partnership with payments specialist CreditCall and hardware supplier Thyron, to help start-ups without a fixed base accept card payments anywhere.

The secure handheld terminal connects to the merchant’s smartphone via Bluetooth.

It is expected to be a particularly big hit with sole traders particularly those focussed on the utilities and services sector.

The card’s data is encrypted at the source, so neither the merchant nor the phone ever sees the card details – ensuring the device meets the latest PCI terminal security standards.

Simon Black, CEO of Sage Pay, said: “There are over half a million businesses in the UK who are still unable to accept card payments.

“Small businesses need to be able to take payments anywhere, at anytime, with a reliable card reader.”

Mat Peck, head of innovation at Sage Pay, added: “This solution brings innovative payment technology to the UK in a manner that is standalone, cost-effective and highly secure.

“The Sage Pay solution uses the only mobile card reader in the European market that meets all the latest security, encryption, and Chip and PIN standards.”

For the latest SagePay job, go to
http://www.cardandpaymentjobs.com/jobs/marketing-manager---frankfurt-2959.htm

PayPal announces Card Reader, app for Android, iOS

PayPal has announced a new mobile payment service involving a Card Reader and an app for the service called PayPal Here.

PayPal, has launched a new service to enable mobile payments named PayPal Here.

PayPal Here works in tandem with a small device that needs to be plugged into an Apple iPhone or Android based smartphone and used with a specific app. The PayPal Here app can be used to accept any type of credit card, debit card and even cash. The PayPal Here device and service will be immediately made available to selected merchants in the US, Australia, Canada and Hong Kong.

PayPal Here is the new mobile payment service that will let you pay using your credit card or debit card from practically anywhere. A small triangular dongle - Card Reader, needs to be plugged to the merchant's device and the PayPal Here app needs to be loaded on the iPhone or an Android smartphone. After that the merchant simply swipes users' credit/debit card across the dongle to initiate the transaction. Then the merchant has to enter the CVV and the other details. A receipt can then be printed using Apple's AirPrint wireless printing service.

Alternatively, the PayPal Here app can be used to scan the credit card or debit card using the smartphone's camera. The Merchant can then proceed with the transaction process. In any case, the merchant requires the customer to enter the CVV code and only then successfully complete the transaction. Besides enabling mobile payment, the PayPal Here app will offer integration to the merchant's inventory, invoices and billing systems.

It is interesting to see PayPal offer such  an innovative solution while mobile payments through Near Field Communication technology is still some time away from becoming a mainstream payment method.

 PayPal has already released a Widget that allows payments via NFC technology.

To view and apply for more jobs in the card and payment industry, go to http://www.cardandpaymentjobs.com

.