VISA EU recruiting V.me specialist on www.cardandpaymentjobs.com

Visa Europe is a membership association of more than 3,700 European banks and payment institutions. As a payment technology business, they provide the brand, systems, services and operating rules that make electronic payments between millions of European consumers, retailers, businesses and governments happen. They continually invest and innovate, creating new and better ways to pay and be paid. Their slogan is "We make money flow"

With an ever increasing company, they are looking to recruit a Product Development Owner for their V.me and have advertised this exciting position on www.cardandpaymentjobs.com

The successful Product Development Owner for V.me will work on Visa's  in flight programme delivering an innovative e-Commerce product that represents a key part of Visa Future of Payments strategy:

•Drive successful development of an e-Commerce payment product to meet the needs of Member Banks, PSPs, Merchants, Consumers and Visa Europe
•Responsible for the V.me Consumer Self Service Portal and Checkout Registration, Card and Profile Self Service user interfaces and core product functionality
•Work with other Product and Service Development Owners to create a common and seamless User experience, service support capabilities and integrated risk protection
•Work within an Agile Scrum development team structure to deliver the business objectives of the project.
•Work with external development teams, in a complex multi system environment to create an end to end business system including audit and reporting
•Engage with Member Bank & PSP product design and implementation teams to understand their needs, constraints and routes to market for all new services
•Ownership of product capability definition and support of team activity to deliver the program outcomes
•Champion and secure internal and external buy-in for product proposition and design.

Core Tasks:
•Own and define product features to deliver compelling propositions to issuers and their Consumers.
•Responsible for the functional requirements (in conjunction with solution architects and business analysts) of V.me Consumer Self Service Portal and Checkout Registration, Card and Profile Self Services
•Creating a white label B2B framework that balances ease of maintenance and ongoing development of the core Portals with flexibility to reflect the look tough and feel of the Wallet provider branded offerings
•Facilitating intuitive user flows to deliver high registration conversion rates and Consumer navigation and self service facilities to keep Consumers informed of their wallet interactions and support first time self service resolution of queries and wallet/card maintenance
•Review proposition NFRs to ensure that meet Partner and Consumer needs
•Provide direction and ongoing support to system, UI, and Service process designers during development of concepts through to live handover to BAU
•Elicit internal, Member and (through research) Consumer stakeholder validation of product features and design, including developing capabilities in co-operation with V.me key Issuer launch partners
•Define proposition scope and outcomes and create supporting change briefs, user stories and success criteria for development sprints
•Contribute to development sprint planning and release backlog prioritisation
•Engage collaboratively with solution architects and developers to define detail product solution design
•Make decision within own authority and prepare recommendations for submission to programme governance structure
•Work with Agile team testing and external QA teams to validate acceptance criteria
•Contribute to daily stand-up and Product Development Owners’ meetings, end of sprint retrospectives and run Show and Tell sessions for stakeholders
•Competitor review and benchmarking of digital financial service and retail account registration, maintenance and transaction management services
•Produce, in conjunction with Technical Writers, high quality documentation to support V.me Consumer Self Service Portal and Checkout Registration, Card and Profile Self Service and supporting Help/FAQs
•Work with other Development Product Owners to ensure compatibility of requirements and solution design
•Work with the Product Rules team to establish rules and policies that that govern the product capabilities
•Support Delivery Project Managers in meeting Change Governance policies and providing accurate and timely reporting of progress, dependencies, risks and issues.

Desired Skills & Experience
•Understanding of Consumer journeys for financial services, wallet and retailer account websites and mobile applications
•Strong knowledge of websites that manage complex user scenarios such as registration, authentication, account management and transaction investigations
•Strong software design life cycle experience – business requirements gathering, wireframes, storyboarding, usability and exception management
•Experience of creating a digital Consumer self management and event communication services that drive regular site visits, high percentage of “right first time” self service interactions and great customer satisfaction ratings.
•Experience of interacting with and supporting development teams in the building out of designed UI’s
•Clear, concise and structured approach to analysis and problem solving, with ability to think of creative alternatives to existing or proposed solutions
•Strong stakeholder management skills, with ability to lead review sessions
•Experience of working closely with functional owners to design and document product features
•Experience of large scale application development
•Strong work ethic, proactive, flexible and able to work in new or undefined areas
•Experienced in working in time-pressured environments, with excellent delivery record
•Delivery focussed with an ability to balance conflicting needs.

Beneficial Skills:
•Agile development methodologies (preferably Agile Scrum)
•Experience of mobile wallet and payment applications desirable
•Experience of Accessibility standards implementation
•Experience of user/usability design and testing process
•Delivery project management
•Experience in multi European countries including UK, Spain, France, Poland, Nordics, Italy and Germany.

Education/Qualifications:
•Degree level or equivalent.
Travel:
•Occasional travel throughout Europe.

To apply for this outstanding opportunity with a leading payment industry player, go to http://www.cardandpaymentjobs.com/hot/jobs/product-development-owner---v--me-4437.htm

Senior Manager, Product Governance - Digital Wallet

For a leading global brand in the payments industry working on their digital wallet

Senior Manager - Product Governance

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Company	Mostyn Chase
Reference	182/10121GOV
Sector	Business analytics / business modelling , Business Development, Business Operations
Salary, Benefits & OTE	Six Figure Package available for the right candidate
Town/City	London
Locations	UK, London
Job Type	Permanent
Date Posted	17th May

Job Description

Product Rules / Requirements Gathering / Card Processing / Contract Negotiations / e-commerce Competitive six figure Salary, available for an exceptional candidate As a payment business that is at the forefront of technology, our client is currently launching and developing a new digital wallet for Europe and requires a senior individual to define the product governance framework. So what will the role involve? The purpose of this job is to contribute to the launch and market adoption of a new digital wallet product by developing the product governance framework, which will govern the use of the digital wallet offering across all ecosystem participants (Wallet Providers, Acquirers, Merchants, iPSPs, Consumers, Card Schemes). This is a senior management role, and the holder, as part of the e-commerce team, will be involved in defining and implementing a product rules framework by developing a holistic, end to end set of product policies. What must you bring? With proven experience in the e-commerce / online payments sectors you will have previously worked either with a merchant, iPSP or Acquirer. You must also be able to demonstrate: * Knowledge of the card transaction processing flows and the roles / responsibilities of the entities in the 4-party model * Experience with negotiating and putting in place legal agreements / contracts * Commercial law background * Ability to engage with and manage multiple stakeholders * High quality documentation skills - excellent written and spoken communications * Demonstrated hands-on project management capabilities with ability to work to tight deadlines * Proven ability to work cross-functionally and drive significant delivery initiatives * A "can do" mentality - demonstrating a real passion for making things happen combined with a flexible approach reflecting the dynamic nature of the role * Delivery focussed with an ability to balance conflicting needs You will have a distinct advantage if in addition to the above you can display: * Knowledge of card schemes * Agile development * Additional European languages So why apply? Excellent opportunity for you to join a global brand in the payments industry, working on an innovative payment solution which is set to become the future of payments. To apply, go to : http://www.cardandpaymentjobs.com/hot/jobs/senior-manager---product-governance-4354.htm

MasterCard and Everything Everywhere to launch joint digital wallet service

MasterCard will work with mobile operator Everything Everywhere to develop mobile and digital payment solutions.

Initially, customers will be able to make payments using mobile devices that have NFC functionality, allowing them  to make contactless payments at more than 100,000 retailers in the UK.

The two companies stated they would eventually focus on other areas of development including person-to-person money transfers, loyalty rewards schemes and digital payment services allowing consumers to have the same shopping experience for payment in-store, online or using their mobile device.

MasterCard and Everything Everywhere will also develop services that allow SMEs to accept payments using mobile devices, with further details to be announced later this year.

The two firms have an existing relationship, having worked together for Orange's Quick Tap platform, which allowed Barclaycard customers to use NFC technology to make payments.

The news is bound to intensify the ongoing battle for a share of the digiatl wallet market with competing providers holding different views on the technology that best suits consumers in making payments.

It is not yet clear, if or how the news could affect Everything Everywhere's joint venture with Vodafone and O2. The project,  dubbed Project Oscar, was set up by the three companies last year but has stalled while the European Commission (EC) carries out an investigation into the tie-up's implications for competition in the market for e-wallets and other services.

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Visa’s V.me payment service to hit UK, France and Spain in the autumn

Hot on the heels of O2’s announcement about their digital wallet and Barclays Pingit payment service (which incidentally now has a its very own TV ad – seen it?), Visa has announced that its V.me payment service will launch in the UK, France and Spain in the autumn, adding to the slew of new mobile payment options set to arrive by the year's end.

Visa said its V.me service will allow users to store their card details in their digital wallet, allowing them to make online and in-store payments from their phone using NFC technology.

Visa will offer the service through its banking partners and can be accessed from a PC, tablet or smartphone via a browser.

Additionally, WorldPay has been announced as Visa's key development partner in the delivery of the V.me service in the UK.

The service will also be compatible with non-Visa cards such as MasterCard, American Express and Discover.

In November 2011, Visa confirmed that they were offering an alternative payment service to other services on the market such as PayPal and Google Wallet.

The battle of the brands commences……

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