Tuesday, 8 October 2013

CARTES 2013 presents the finalists of the SESAMES Awards:


Organized as part of the CARTES Secure Connexions Event, the SESAMES Awards reward the best technological innovations in terms of smart cards, digital security, identification, secure transactions and contactless since 1995.

The projects submitted are presented to 42 jury members, international experts recognized in their field, who choose the finalists and the winners of the SESAMES Awards, in total impartiality and confidentiality of entries, thus highlighting the most dynamic and most ingenious companies.

The SESAMES Awards reward the best projects in 10 categories. Since 2012, the special DISCOVERY SESAMES Award rewards the best innovation presented by a start-up company.

 
Success Stories

The prize winners will be announced during the SESAMES Awards Ceremony, on November 19th, 2013 in Paris (upon invitation). The ceremony will have for theme the Success Stories of previous SESAMES Awards winners, to highlight the positive effect of such a recognized Award.

INSIDE Secure has won a SESAMES Award with « Open NFC » in 2010 in the category Software. INSIDE Secure is the first major player to make available its open source Open NFC software stack available to the general public, in line with our vision of the market. This decision has undoubtedly been a catalyst by enabling the industry to implement NFC features in Android, whatever the NFC material used." said Remy de TONNAC, CEO of INSIDE Secure. "The SESAMES Award we received at the end of 2010 was a recognition of our innovative and visionary approach. We anticipated a need in the market and thus accelerated its deployment.” added Remy de Tonnac.

This SESAMES Award is a perfect illustration of the transformation of the Digital Security market toward more embedded software and more services to remotely manage connected devices.  The 2011 award-winner Just4YourEyes addresses security for Cloud hosted services. This is an area of growth where Gemalto is ideally positioned with its managed services offering.” said Xavier Larduinat, Innovation Communication Director, Gemalto.
 

Discover the 34 finalists:

Hardware
 
Gemalto M2M GmbH with “M2M Technology to protect Amazon Rainforest”

·       Ingenico with “Witeo : the hands-free solution for strong authentication in mobility”
 
·       NXP semiconductors with “Next generation NFC and high security eSE dedicated to mobile phones”
Software

·         Airtag with Airshop Order
 
·         Giesecke & Devrient with “TEE-TSM and Trusted Execution Environment end-to-end Ecosystem”
 
·         Oberthur Technologies with “Profile Manager for Subscription Manager”

Identification / ID Cards / Health

·         ABnote Corp with “Secure My Wallet”

·         Escher Group with “Riposte TrEx”

·         Infineon Technologies AG with “High Speed ePassport with Very High Bitrates and Secure, CC EAL6+h certified Flash”

·         Oberthur Technologies with “Id One PIV for eSE”

IT Security

·         CipherCloud with CipherCloud Platform 

·         IKI with SITO IPPOS

·         INSIDE Secure with “QuickSec for the Mobile Enterprise”

Transportation 

·         Card4B Systems S.A. with “WildCard Ticketing Kernel”

·         Famoco SAS with “Fx 100 Series --- Mobile POS”

·         TransaXiom Ltd with “Janus Card”

Banking / Retail / Loyalty

·         Airtag with Airshop Order

·         Ferlo SA with “Ferlo MoneaCash”

·         Oberthur Technologies with “Social Couponing Wallet”

Trusted Internet / Authentication

·         Gemalto M2M GmbH with “M2M Technology to protect Amazon Rainforest”

·         Morpho with “3DBioSecure”

·         Oberthur Technologies with “My voice is my password”

Mobility

Mobeewave-Gemalto-STMicroelectronics with “Fully integrated EMV NFC mPOS”     

 Think&Go NFC with “Dynamic NFC-Screen”

Think&Go NFC with “NFC-Shopping”

e-Transactions

 Cardtek Group with “TV-Commerce Platform”

·         Orik Payment Solutions with “Divi Neguma social benefit Card”

·         SCCP Group with “Swiff mWallet”

Manufacturing & tests

·         Samsung Electonics with “45nm Embedded Flash Logic Process Development”

·         Secure-IC S.A.S.”with Smart-SIC Analyser (TM), the "radar" tool of Secure-IC S.A.S.”

·         VTT Verschleissteiltechnik GmbH with “VTT FlyEye Technology”

Discovery
 
   CipherCloud with CipherCloud Platform

  Think&Go NFC with “Dynamic NFC-Screen”

  UINT with “The multiple applications chip card having biometric validation”

 

Stay in touch in real-time and get the latest news on the trade show:


For the latest jobs in the card and payment industry, please visit us at www.cardandpaymentjobs.com

Tuesday, 1 October 2013

Digital identity - a social and economic challenge !

Digital identity - a social and economic challenge !

 

Paris, October 1st 2013 – Today, digital identity exists for all, in all its forms and meets a variety of needs. But insecurity on the Internet and the risk of identity theft are major obstacles to the development and optimal use of digital identities. Yet, the economic potential of the use of these identities is huge. According to a report by the Boston Consulting Group, the value created through digital identities could reach 1 trillion euros in Europe by 2020. The main challenge of the economy of digital identity is the desire to provide individuals, businesses and government organizations, secure and framed management of digital identity and personal data. CARTES Secure Connexions Event, which will take place from 19 to 21 November 2013 in Paris, recently released the results of an IFOP study dedicated to the protection of personal data and provides an inventory of economic and security issues related to digital identity.

 

Digital Identity at stake

 

A digital identity is an online or networked identity adopted or claimed in cyberspace by an individual, an organization or an electronic device (Technopedia). This identity is made up of characteristics or data attributes such as a username, a password, the date of birth or the social security number. A digital identity is linked to one or more digital identifiers, like an email address, URL or domain name.

ID management issues
The management of the digital identity lifecycle consists in a range of key processes:
• Registration and/or enrolment: in order to be known by the system, the individual must first register with it and the conditions related to his/her identity or identity attributes must be checked so he/she can be provided with a set of credentials 
• Authorization: appropriate permissions and privileges to access the organization’s resources must be assigned to the individual
• Authentication: to access resources, the individual makes an identity claim that can be verified: he/she logs into the system with the credentials provided during the registration process. This authentication process establishes confidence in the user’s identity
• Revocation: when the individual is not associated anymore with the system, a revocation process must take place whereby his/her credentials are rescinded. 
Professor Saxby from the School of Law of the University of Southampton articulated what is at stake in saying that "in today's digital environment the concept of identity is an issue of much greater complexity than it was in the days of the offline world. Our digital identity can exist in many forms and for many different purposes. Its existence on the Web becomes a currency that can be unscrupulously traded and abused. It has never been more important to protect the concept of "who we are".

In terms of digital identity management, key areas of concern are security and privacy. Because identity loss and theft are rampant on the Web, digital identity authentication and validation measures are critical to ensuring Web and network infrastructure security in both the public and private sectors.

 

Two-thirds of digital identity’s total value potential stands to be lost if stakeholders fail to establish a trusted flow of personal data. Given proper privacy controls and sufficient benefits, most consumers are open to sharing their personal data. To ensure that the flow of personal information continues, organizations therefore need to make the benefits clear to consumers. They also need to embrace responsibility, transparency, and user control. Important privacy considerations relate to data collection, data usage and storage, data minimization, anonymity, pseudonymity (the use of a 'false name', a state of disguised identity), and the extent to which individuals have control over how their personal data is used.

 

A social and economic challenge

Solid identity management and strong credentialing practices are critical for governments, organizations and enterprises that must verify the identities of a wide variety of individuals—employees, business partners, emergency response officials and citizens as a whole.

 

As a result governments around the world are putting in place the legal framework to leverage strong identity credentials for eGovernment, eHealth and eCommerce and the use of these credentials is growing fast. Initiatives are taken all over the world to build digital identity and trusted credentials frameworks in cyberspace. Among many others: in the US the NSTIC (National Strategy for Trusted Identities in Cyberspace), a White House initiative calling for the development of an ’Identity Ecosystem’; in Europe surveys about electronic Identity and Authentication Systems by the ENISA (European Network and Information Security Agency); in France Idenum, a company supported by the government for the establishment of a common framework and universal digital identity solutions… 

Applications that leverage digital identity and personal data boost economic efficiency, help focus research and marketing efforts, and spur the creation of personalized products and services that, in turn, spur revenues. For consumers, the benefits are compelling too as products and services are better suited to their specific needs and requirements. Digital identity is therefore relevant to the economy as a whole. According to a recent BCG report, six major trends can be assessed in digital identity applications: process automation, user enablement, personalization, enhanced delivery, personal data-driven R&D, and secondary monetization. These applications are relevant to any type of industry, even if the public and health care sectors are expected to profit the most of it.

 

Huge business opportunities

How to assess the value of digital identity? It’s not that easy as it amounts to what value consumers place on their personal information and how they make decisions about whether or not to share it. The above-cited BCG report shows that the value created through digital identity can be massive: €1 trillion in Europe by 2020, or roughly 8 percent of the combined GDP of the EU. This figure can obviously be challenged but the possible uses of digital identity undoubtedly know almost no bounds. The most emblematic are public services and health, mobile and financial services, retail, e-commerce, Web communities…not to mention the digital format of classical identity and travel documents such as passports, drivers’ licenses or ID cards.

Faced with such business opportunities, activities and companies providing digital identity-related technologies and services are mushrooming everywhere in the world, from trusted devices suppliers to third party service providers. With regard to the technology which best matches digital identity requirements for security and privacy, smart cards/smart tokens clearly stand as the most able to protect and manage digital identity and personal data. Smart card technology is globally recognized as the most appropriate technology for identity applications which must meet certain critical security requirements, including: authenticating the bearer of an identity credential when used in conjunction with personal identification numbers (PINs) or biometric technologies; protecting privacy; increasing the security of an identity credential; implementing identity management controls.

Whatever the environment - a stagnant or dynamic economy, digital identity is a growth driver and a provider of tremendous business opportunities…if it is handled in a thoughtful and balanced way. Security and privacy will increasingly become an area of competitive differentiation as and when people show confidence in the way their personal data is managed. The ultimate word therefore is trust, a word – and a field of knowledge - that should pave the way to success for the smart security industry…

 

 

Isabelle Alfano, Director of the Cartes Secure Connexions Event 2013, will be happy to answer any questions. Please do not hesitate to contact us.

 

Stay in touch in real-time and get the latest news on the trade show:

·         visit the Internet site: www.cartes.com 

·         follow us on Twitter «@_cartes » and use #cartes2013

·         join the CARTES Events group on Linkedin   http://www.linkedin.com/groups?home=&gid=4266291&trk=anet_ug_hm 

·         download the MyCARTES mobile application

·         join the CARTES Facebook Community

 For the latest jobs in the card and payment industry go to www.cardandpaymentjobs.com

Monday, 16 September 2013

Senior Consultant - Product Governance needed

Mostyn Chase are working on behalf of their industry leading client on a project looking for a Senior Consultant - Product Governance.
They say:
 "As a payment business that is at the forefront of technology, our client is currently launching and developing a new digital wallet for Europe and requires a senior individual to define the product governance framework.
The successful candidate will contribute to the launch and market adoption of a new digital wallet product by developing the product governance framework, which will govern the use of the digital wallet offering across all ecosystem participants (Wallet Providers, Acquirers, Merchants, iPSPs, Consumers, Card Schemes). This is a senior management role, and the holder, as part of the e-commerce team, will be involved in defining and implementing a product rules framework by developing a holistic, end to end set of product policies.
Required Knowledge, Skills & Experience
With proven experience in the e-commerce / online payments sectors you will have previously worked either with an eWallet provider, merchant, iPSP or Acquirer. You must also be able to demonstrate:
* Product development or product management experience in the e-commerce / online payments sectors
* Previous experience in an operational / product support role in the payments sector, either with a merchant, iPSP, or Acquirer
* Knowledge of the card transaction processing flows and the roles / responsibilities of the entities in the 4-party model
* Experience with negotiating and putting in place legal agreements / contracts
* Commercial law background
* Ability to engage with and manage multiple stakeholders
* High quality documentation skills - excellent written and spoken communications
* Demonstrated hands-on project management capabilities with ability to work to tight deadlines
* Proven ability to work cross-functionally and drive significant delivery initiatives
* A "can do" mentality - demonstrating a real passion for making things happen combined with a flexible approach reflecting the dynamic nature of the role
* Delivery focussed with an ability to balance conflicting needs
You will have a distinct advantage if in addition to the above you can display:
* Knowledge of card schemes
* Agile development
* Additional European languages
So why apply? Excellent opportunity for you to join a global brand in the payments industry, working on an innovative payment solution which is set to become the future of payments."

Apply now for this exciting new opportunity on http://www.cardandpaymentjobs.com/hot/jobs/senior-consultant---product-governance-4803.htm
To view all our other payment roles, go to www.cardandpaymentjobs.com

Thursday, 8 August 2013

Payment/Card Payment Business Analyst needed

RDF have a  client who is building a Payments Team and therefore requires Business Analysts with an emphasis on Business knowledge around Retail Banking and Payments.

Essential Duties and Responsibilities:

*          Elicits and clearly defines client needs by assessing and

documenting business opportunities, benefits, risks, and success factors

of potential business solutions. Conducts business assessment reviews

and walkthroughs for complex projects.

*          Provides problem definition, evaluation of requirements, and

implementation of solutions to meet business and user requirements.

*          Works directly with a client to solve problems or make decisions

requiring technical expertise or specialized knowledge.

*          Investigates client needs, regulations, and technology to

provide input into the design of a new system, system enhancements, or

acquired software or hardware.

*          Prepares and updates written material and explanations to

accompany systems, programs, and program changes.

*          May supervise overall activities of the consulting

engagements/projects or work independently on an engagement.

*          Provides vendor relations and client support, training and

testing within the area of expertise (e.g., client/server architecture,

payment solutions).

*          Manage projects or project sub-plans by developing, coordinating

and controlling the steps necessary to carry out a project within

established time frame, budget, quality and requirements.

 

 

Knowledge, Skills and Abilities:

*          Extensive knowledge of the financial services industry,

including payments using ATM, POS and other device types, card products

(Visa, MC, AMEX, etc...), transaction switching, card management

systems, EMV/Chip Cards, back office banking systems

*          Extensive knowledge of methods, tools, and technology used to

carry out tasks necessary to prepare business assessment deliverables

*          Considerable knowledge of Client Focus/Value Management

*          Considerable knowledge of the basic principles, processes,

phases and roles of multiple applications development methodologies

*          Thorough knowledge of conversion methodologies and the basic

principles, processes, phases and roles relevant to each conversion

methodology

*          Knowledge of basic, fundamental accounting principles

*          Skill in project management preferred but not required

*          Skill in understanding and focusing on the clients' needs,

establishing credibility and building relationships with clients

*          Skill in analysis, solid decision-making and problem solving

skills

*          Ability provide the direction required to supervise overall

activities of the consulting engagement and to provide performance

updates to company and client management as needed

*          Ability to effectively lead and supervise

*          Ability to maintain professional appearance and project a

professional image

*          Ability to use effective listening skills to develop

understanding of user questions or problems

*          Ability to rely on experience and judgment to plan and

accomplish goals

*          Ability to establish and manage priorities effectively

*          Ability to learn quickly and willingness to continuously learn

and enhance skills

*          Ability to demonstrate interpersonal and teambuilding skills and

manage conflict

*          Ability to communicate exceptionally both verbally and in

writing

*          Fluency in English, both written and oral. Additional language

skills are preferred but not required

*          Ability to establish and maintain effective working

relationships with employees, clients and the public

*          Willingness to travel and work at client locations, sometimes

for extended periods of time

Additional Key Competencies include:-

- Ambitious and self-starter

- Culturally aware

- Had exposure to other aspects within the financial technology space, as in core banking, mid-office applications and/or channels.

- Knowledge of payment hubs

Fantastic Benefits Package

Contractual benefits include:

-           26 days' holidays

-           Pension scheme (4% employee contribution, met with 6% employer

contribution)

-           Permanent Health Insurance (PHI)

-           Life Assurance (4 x annual salary)

 

Discretionary benefits (applicable to all employees) include:

-           Employee Share Purchase Plan (ESPP)

-           Healthcare Cash Plan

-           Employee Assistance Programme (EAP)

-           Eye care vouchers

-           Childcare vouchers

-           Cycle to Work scheme

-           Season ticket travel loan

-           Long Service Awards

-           Recognition scheme

-           Scholarship Scheme
 
Click here to view and apply
 
To view other roles in the payment industry, go to www.cardandpaymentjobs.com